What it costs to be uninsured?
Consequence of not being insured
One study concluded that the uninsured are three times likelier to die earlier than those insured. The study, by the Center for Health Policy at Georgetown University, involved 592,598 hospitalized people nationwide in 1987. It concluded, “. . . in 13 of 16 patient groups matched for age, sex, and race, researchers found the uninsured were sicker when they arrived at the hospital, as evidenced by their 44 percent to 124 percent greater likelihood of dying at that time.”
Even more startling was the finding that the uninsured were “. . . 29 percent to 75 percent less likely to undergo each of five medical procedures that were costly or that allowed a wide degree of discretion in deciding whether they were needed.” Doctors and hospitals hesitate to perform expensive tests or procedures if the patient can’t pay.
It is definitely “healthy”‘ to have health insurance. No one wants to find himself or herself in a hospital unable to receive the treatment necessary because they do not have an insurance policy or because their current policy has numerous exclusions.
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