Medical evacuation or Emergency evacuation is meant to get you to a place of treatment and safe your life when adequate medical treatment or a treatment center is not available locally. It is also used regularly when your long-term well-being may be affected if you are injured and there are not good facilities near you for treatment or specialists with skill or experience treating your condition. In that case you will be medically transported (sometimes by commercial jet with accompaniment if feasible, sometimes by helicopter,…) to the next closest center or country that can treat you.
All of our short trip international health insurance plans provide medical evacuation coverage, and almost all of our long-term plans do as well although each may offer a different maximum amount of emergency evacuation benefit. You may have good insurance and only need evacuation coverage – You can view a list of specific “emergency evacuation only” plans on the medical evacuation insurance page.
How much medical evacuation coverage is necessary? This depends on where your international workers are. If Americans staff your agency and all are working in Mexico, $25,000 should be adequate. On the other hand, if you have workers in Central Africa or Papua New Guinea, it would be wise to have a plan with $100,000 in coverage.
International health insurance companies charge around $12-$15 a month for medical evacuation coverage. Obviously, you will pay more for $100,000 than you would for $25,000. You can avoid over-insuring in this area by considering the country(ies) where you or your employees are going/working when purchasing medical evacuation coverage.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.