All individual insurance plans handle pre-existing conditions in one of the following ways:
- Rider or exclude the condition from coverage
- Rate-up the insurance plan because of the pre-existing condition
- Postpone for a definite period, e.g., two years, and then cap any coverage for pre-existing conditions
- Decline to provide any health insurance coverage for the person with the pre-existing condition
The advantages of “True Group” health insurance are that all pre-existing conditions are covered (sometimes after a short waiting period) and no one is declined coverage due to a pre-existing condition. If you have a large or small team of international workers, you want to make sure they all have health insurance for all contingencies, and it is very important to make sure that all of their pre-existing conditions are covered.
We can provide health insurance quotes for groups/teams as small as two or as large as several hundred. Please contact Good Neighbor Insurance if you are interested in a group health insurance quote.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.
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