We get occasional requests for Kidnap and Ransom insurance, and we can provide this kind of coverage. Please note that if you are purchasing K&R you must not inform your staff that you are doing so. Most K&R policies are cancelled if the staff being insured is aware that they are covered with K&R. The rates on K&R are influenced by several factors, including the residence of the insured.
We can easily get disability quotes for individuals working outside the USA. Disability rates tend to be high because the insured is working outside the USA. Rates are determined by an individual’s present income and the length of coverage requested. Generally disability insurance only provides monthly reimbursement based on 75 percent of an insured’s monthly income.
Although we do not provide liability insurance, we can easily point you to some insurers that can help you in that matter.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.