There are a few plans that offer the capability of adding coverage for newborns without additional underwriting. Generally, parents need to apply for coverage for newborns. If the baby is born with a congenital problem, most companies would deny coverage. On some of our plans, a newborn child may be eligible for coverage from birth if certain eligibility requirements are met:
- The mother of the newborn is covered by the same insurance plan
- The delivery of the child must be covered by the insurance plan
- An application for the newborn is received within 31 days of the date of birth
- The newborn child meets eligibility requirements and other terms and conditions of the plan
You may want more information concerning this fine career plan for families.
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