Evacuation Benefits and Emergency Medical Benefits Compared:
International short-term travel medical plans with an evacuation benefit
Evacuation (incl. medical evacuation) – Emergency Evacuation includes medical due to outbreaks, epidemics, threat of natural disaster, political evacuation due to civil unrest (treated separately), and emergency medical evacuation to the nearest qualified medical facility that can handle the medical condition. Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition which is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) are usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children.
When comparing short-term plans, some clients are interested in seeing what benefits each carrier has in case they might need to be medical evacuated due to emergency in the course of their travels. This is one of the greatest benefits of international insurance as evacuation or medical evacuation costs can reach $25,000-175,000. based on the nature of the emergency. Some plans pay medical costs incurred as part of the evacuation, others allow medical evacuation benefit limits to be the same as the maximum policy amount
If you are worried about emergency evacuation due to where you plan to travel, we’d recommend our Trawick Safe Travels plan. You may also want to consider BUPA or if you’d like having stronger medical coverage and benefits in addition to evacuation, check out our IMG Patriot Platinum Plan.
NOTE: The attached .pdf (click on the chart) has active links you can follow directly to the plans listed here.
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