Will your American health insurance policy cover you during a short work trip outside the USA? Maybe partially, but generally not to the extent you expect or need. The small print on many policies excludes coverage outside the USA. And almost no domestic policies offer coverage for medical evacuation. The good news is that there are several companies offering short-term team coverage for as low as $1.10 per day. When the cost for an individual’s trip for a two-week work program outside the USA is often $1,500, it is good financial planning to add $20 to that cost to provide good health insurance coverage. Many groups, in the light of recent happenings, are making it mandatory that all team members have short-term health insurance before leaving for an overseas trip.
There are plans available that charge the same rate per day per participant. Other plans charge a per-day rate based on age. Good Neighbor Insurance would be happy to send you materials about health insurance coverage for short-term teams. If you are sending out more than ten teams a year, we can get you a per-day, per-participant quote which will provide the same rate for all ages. Please call or e-mail us for further information.
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