We look at health insurance for the needs of today. With the information that we have at our fingertips, we have learned that preventive care is very important for our health and also for our pocketbooks. Fortunately, health insurance companies feel the same way. Some USA domestic companies have special “Healthy Babies Program for Baby and Mom” with no co-pays for pre- and post-natal visits, a nurse advice line, health information library messages on over 25 topics, and a free baby monitor for new mothers who receive routine pre-natal care. Others give a huge range of discounts in chiropractic care, massage therapy, health and fitness, vitamins, herbs, and supplements, eye care, and rebates on car seats and sport helmets. For a doctor’s co-pay, some allow physical exams, GYN exams, pap tests, mammograms, and PSA blood tests to be done.
Unfortunately, at the present time, international plans do not have such generous preventive care benefits. Here is what is offered by the three major career plans that Good Neighbor carries:
Plan 1 – $150 wellness per Certificate Period (after 24 months of continuous coverage) for Members age 35 or older. Not subject to deductible.
Plan 2 – $50 policy period maximum for checkups and routine visits. Well childcare: usual, reasonable and customary charges for policy maximum are covered, limited to three visits per policy period (after deductible).
Plan 3 – One health check-up per policy year, maximum all-inclusive, not more than $110.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.
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