Good Neighbor Insurance (dev.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws. There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are and for whom you work. Many critical details of this new insurance law will be clarified in the months and years to come.
These six major coverage options are:
(1) Individual or family coverage (private health care plans)
(2) Employee/employer group option for small businesses (typically under 50 employees)
(3) Employee/employer group option for large businesses (typically larger than 50 employees)
(4) Exchange options through the state you are residing in (fully integrated 1-1-2014 and are quasi-government and private insurance coverage combined)
(5) Medicare (which include Parts A, B, C, and D) for those 65 years onwards
(6) Full government health plans like Medicaid, CHIP, TRICARE, VA and other coverage plans as may be designated by the Department of Health and Human Services based mostly on financial criteria and/or military service.
Good Neighbor Insurance works hard in providing not only health insurance plans but also relevant health insurance news for our clients throughout the US and globally. Today we are looking at South Carolina at a glance and if you are needing health insurance quotes please go to our page here at www.gninsurance.com/SC/index.asp.
South Carolina was among the bottom 10 states in the nation, coming in at #45 in the 2008 ranking of the healthiest states by the United Health Foundation.
The state’s best and worst category rankings:
- Prevalence of bing drinking – 11
- Prevalence of obesity – 45
- High school graduation – 48
- Violent crime – 50
- Infectious disease – 42
- Immunization coverage – 16
- Poor mental health days – 41
- Infant mortality – 47
- Premature death – 46
South Carolina Facts At-A-Glance
|South Carolina||United States|
|Median annual income||$42,945||$49,945|
|Health costs and budget|
|Health spending per capita||$5,114||$5,283 (by state of residence)|
|Average employee contribution for family premium (% of total premium)||28%||27%|
|Uninsured population (% of total population)||16%||17%|
|Uninsured children (% of children)||13%||10%|
|Medicare enrollment (% of total population)||17%||15%|
|Monthly CHIP enrollment, June 2009||54,406||4,966,030|
|Infant mortality rate (per 1,000 live births)||9.0||6.8|
|Teen death rate (per 100,000 population)||81||62|
|AIDS diagnosis rate (per 100,000 population)||15.5||12.3|
|Overweight or obese children (% of children)||33.7%||31.6%|
|Adults who visited the dentist/clinic (% of adults)||67.7%||71.3%|
|Adults with disabilities (% of adults)||13.9%||12.1%|
Source: Kaiser Family Foundation State Health Facts
Doug Gulleson loves to scuba dive overseas and makes sure he has his US health care and overseas health care, dev.gninsurance.com , information with him at all times when he travels Keep our blog close by you, www.gntravelinsurance.com, for continual updates on the changes with the US health care system.