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BCAZ Announces HSA Deductible Changes to Portfolio 2500 Plans

December 2, 2014 By : Doug Gulleson

BCAZ announces HSA Deductible Changes to Portfolio 2500 Plans: Good Neighbor Insurance provides both group and individual health care coverage in Arizona, as well as travel insurance for those vacationing overseas and for expats residing overseas. We are happy to be able to share the following information for our clients who currently have individual coverage.

The Internal Revenue Service (IRS) has changed the HSA deductible limit for 2015 from $1,250 to $1,300 for self-only coverage and from $2,500 to $2,600 for family and embedded deductible coverage. Therefore, beginning with January 1, 2015 effective dates Blue Cross Blue Shield of Arizona’s (BCBSAZ’s) Small Group (2-50) Portfolio 2500 and Portfolio Alliance 2500 plans will be changed to a $2600 deductible plan. In addition, the out of pocket maximum for these plans will decrease from $4,500 to $4,250.

Please be sure to notify your January 1, 2015 BCBSAZ prospective small group customers of this change. For new January 1, 2015 sold groups who selected the Portfolio 2500 and/or the Portfolio Alliance 2500 on their Rate Acceptance Form, BCBSAZ will provide an updated Rate Acceptance Form to the Group, with an explanation as to why the Portfolio deductible was changed from $2500 to $2600, and the out of pocket maximum decreased from $4,500 to $4,250, for plan year 2015. Please note the quoted rates for these plans have not changed.

All December and January renewals will receive a notice from BCBSAZ informing them of this change and for renewing groups who have selected the Portfolio 2500 with an effective date of January 1, 2015 or later, BCBSAZ will provide the group with an updated Intent to Renew document that reflects the corrected deductible and out of pocket maximum amounts.

Doug Gulleson

Search Results

Self-insurance and the most common expensive medical claims

March 7, 2014

Do you know which illnesses are driving up health insurance costs? Currently any form of cancer, incl.breast cancer (which equals about 4% of all insurance policyholders), premature babies, ongoing chronic conditions, heart attacks, strokes, dialysis, ventilators, diabetes, and treatment including drugs, therapies, tests, and more, quickly add up and equal 75% of U.S. medical costs. […]

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Deductible is not a dirty word

December 16, 2009

HMOs (Health Maintenance Organizations) and PPOs (Preferred Provider Organizations), to say the least, are not the best of friends! One thing HMOs do in their marketing is to claim that they have “no deductibles.” Of course this is a slam at PPOs that have deductibles. Yet HMOs don’t mention that if a client goes into […]

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Most U.S. colleges and universities require health insurance for their international students

January 4, 2012

Good Neighbor Insurance, www.gninsurance.com, provides international student insurance coverage in the U.S. for non-U.S. citizens studying in the U.S.  Our web page at www.gninsurance.com/students.asp provides many student plans for international students studying in the U.S. It is not a US. Federal requirement to have student insurance for your students but it can be and should […]

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What Is Accidental Death & Dismemberment Insurance and Do I Need It Overseas?

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Accidental death and dismemberment insurance is an important type of insurance coverage for international employees, travelers, and expatriates. Let’s first read Sara’s story to discover more about accidental death & dismemberment insurance, or AD&D. Sara was a bright, talented young woman with a vibrant spirit. During her junior year at Georgetown University, she decided to […]

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The Importance of Travel Insurance & When Things Go Wrong

August 11, 2016

The importance of travel insurance: when things go wrong is something we never want to think about.  Vacations are supposed to be wonderful times with family and friends.  Vacations are supposed to be exciting times.  Sadly, life throws us curve balls.  Even bad things happen to good people, even on vacations. What happens when the […]

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A Look at Healthcare Systems Around the World – England

March 29, 2010

Britain’s health care system may offer “free” health care for its citizens, but most don’t see the hidden costs of such a system.

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