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Good Neighbor Travel Insurance Blog

BCAZ Annouces HSA Deductible Changes to Portfolio 2500 Plans

December 2, 2014 By : Doug Gulleson

HSA Deductible Changes to Portfolio 2500 Plans: Good Neighbor Insurance provides both group and individual health care coverage in Arizona, as well as travel insurance for those vacationing overseas and for expats residing overseas. We are happy to be able to share the following information for our clients who currently have individual coverage.

The Internal Revenue Service (IRS) has changed the HSA deductible limit for 2015 from $1,250 to $1,300 for self-only coverage and from $2,500 to $2,600 for family and embedded deductible coverage. Therefore, beginning with January 1, 2015 effective dates Blue Cross Blue Shield of Arizona’s (BCBSAZ’s) Small Group (2-50) Portfolio 2500 and Portfolio Alliance 2500 plans will be changed to a $2600 deductible plan. In addition, the out of pocket maximum for these plans will decrease from $4,500 to $4,250.
Please be sure to notify your January 1, 2015 BCBSAZ prospective small group customers of this change. For new January 1, 2015 sold groups who selected the Portfolio 2500 and/or the Portfolio Alliance 2500 on their Rate Acceptance Form, BCBSAZ will provide an updated Rate Acceptance Form to the Group, with an explanation as to why the Portfolio deductible was changed from $2500 to $2600, and the out of pocket maximum decreased from $4,500 to $4,250, for plan year 2015. Please note the quoted rates for these plans have not changed.

All December and January renewals will receive a notice from BCBSAZ informing them of this change and for renewing groups who have selected the Portfolio 2500 with an effective date of January 1, 2015 or later, BCBSAZ will provide the group with an updated Intent to Renew document that reflects the corrected deductible and out of pocket maximum amounts.

Doug Gulleson

Search Results

Understanding the basics of FSA, HRA, and HSA plans for U.S. group insurance

March 16, 2011

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws that were signed into law in the spring of 2010.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are […]

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Dental Benefits are an important part of the total medical insurance benefit package

April 27, 2015

Dental Benefits are an important part of the total medical insurance benefit package.  Here is some good information on dental coverage, the benefits, and options you may want to take.  Call one of our agents here at Good Neighbor Insurance at 480-633-9500 for dental insurance options or go to our dental web page at https://www.gninsurance.com/resources/ask-doug/aca-plans/az/arizona-dental-insurance/.  We are […]

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Waivers and Riders – What are those?

September 23, 2009

I’ve been thinking about “waivers” and “riders” and how that might affect a young woman with a busted knee when she tries to buy health insurance. What are her options?

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About Medical evacuation – Addis Ababa, Ethiopia

July 18, 2012

Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans at www.gninsurance.com and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans have the very important travel insurance benefit of evacuation cover. Background […]

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Repatriation of Remains explained

October 31, 2016

Return of Mortal Remains/ Repatriation of Remains explained: The Return or Repatriation of Remains benefit included in all of our travel insurance plans is designed to cover the costs associated with returning your body to your home country if you were to pass away. Plus, some things you can do to make things easier if […]

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Embedded and Non-embedded Deductibles

March 17, 2015

What are embedded and non-embedded deductibles? If you have family health insurance coverage, it’s important for you to understand the type of deductible your plan uses. You’ll also want to stay current on the rules for family health plans. Not understanding types of deductibles or being aware of the latest IRS rules may lead you […]

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