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Good Neighbor Travel Insurance Blog

BCAZ Announces HSA Deductible Changes to Portfolio 2500 Plans

December 2, 2014 By : Doug Gulleson

BCAZ announces HSA Deductible Changes to Portfolio 2500 Plans: Good Neighbor Insurance provides both group and individual health care coverage in Arizona, as well as travel insurance for those vacationing overseas and for expats residing overseas. We are happy to be able to share the following information for our clients who currently have individual coverage.

The Internal Revenue Service (IRS) has changed the HSA deductible limit for 2015 from $1,250 to $1,300 for self-only coverage and from $2,500 to $2,600 for family and embedded deductible coverage. Therefore, beginning with January 1, 2015 effective dates Blue Cross Blue Shield of Arizona’s (BCBSAZ’s) Small Group (2-50) Portfolio 2500 and Portfolio Alliance 2500 plans will be changed to a $2600 deductible plan. In addition, the out of pocket maximum for these plans will decrease from $4,500 to $4,250.

Please be sure to notify your January 1, 2015 BCBSAZ prospective small group customers of this change. For new January 1, 2015 sold groups who selected the Portfolio 2500 and/or the Portfolio Alliance 2500 on their Rate Acceptance Form, BCBSAZ will provide an updated Rate Acceptance Form to the Group, with an explanation as to why the Portfolio deductible was changed from $2500 to $2600, and the out of pocket maximum decreased from $4,500 to $4,250, for plan year 2015. Please note the quoted rates for these plans have not changed.

All December and January renewals will receive a notice from BCBSAZ informing them of this change and for renewing groups who have selected the Portfolio 2500 with an effective date of January 1, 2015 or later, BCBSAZ will provide the group with an updated Intent to Renew document that reflects the corrected deductible and out of pocket maximum amounts.

Doug Gulleson

Search Results

Update on grandfathered plans for U.S. group insurance – November 16, 2010

November 17, 2010

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

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International term life cover pricing Q and A

December 16, 2014

International term life insurance works just like a U.S. term life insurance plan, but with a couple of differences.  First, U.S. term life usually will not cover you, or pay, if you are outside the continental U.S. for more than a summer, or for more than a vacation. (You can view our international term life […]

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Long term care information – 2012

January 11, 2012

Long term care (LTC) is coverage that provides home health care, adult day care, and nursing home coverage for individuals 65 onwards or someone who has a chronic or disabling condition that needs constant supervision.  This benefit package helps provide for the cost of long term care beyond a predetermined period. LTC is not health […]

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Waivers and Riders – What are those?

September 23, 2009

I’ve been thinking about “waivers” and “riders” and how that might affect a young woman with a busted knee when she tries to buy health insurance. What are her options?

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Understanding medical loss ratio (MLR)

November 16, 2011

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

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Individual Kidnap and Ransom international insurance option

May 22, 2017

Individual Kidnap and Ransom international insurance option provided by Good Neighbor Insurance – Good Neighbor Insurance wants to highlight to our clients the importance of Kidnap and Ransom international insurance especially in volatile countries such as Venezuela and Turkey. Below is a part of an article from one of our international insurance carriers (Hiscox) that […]

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