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Good Neighbor Travel Insurance Blog

Disability by the Numbers – 2010 figures

August 6, 2010 By : Doug Gulleson

Good Neighbor Insurance, www.gninsurance.com , provides disability insurance for individuals and families here in the U.S.  Here are some important reasons why disability insurance should be part of your insurance portfolio.

16%: The chance that most people believe that they will become disabled during their working years

71%:  The amount of American employees who live paycheck to paycheck

70%: The amount of private-sector workforce that has no long-term disability insurance

50%:  More than half of the U.S. workforce has no private pension coverage, and a third have no retirement savings.

1 in 3:  The actual chances that you will become disabled during the course of your career (if you are 35 or younger)

43%:  The average chance of men becoming seriously disabled during their working years.

54%:  The average chance of women becoming seriously disabled during their working years

3 in 10:  The number of workers entering the work force who will become disabled before retiring

1 in 5:  The number of workers who can expect to be out of work for at least a year due to disability or illness.

2.5 years:  The average long-term disability absence

1 in 7:  The number of workers who can expect to be disabled for five years or more before retirement

350,000:  The number of personal bankruptcies caused by disability every year

48%:  The amount of home foreclosures that are the result of disability

Doug Gulleson loves to scuba dive overseas. He makes sure he always takes his credit card AND international travel insurance. Visit Good Neighbor Insurance  at www.gninsurance.com or www.gninsurance.com/tripcancellation/  for your next overseas trip and get a FREE quote.

Doug Gulleson

Search Results

How Much Travel Insurance Do I Really Need?

August 20, 2010

Clicking the “buy insurance” button when buying an online ticket most likely will offer only very basic coverage. This may be fine if your trip doesn’t cost much and if your itinerary is not a complicated one. But if you have multiple stops over a longer period of time with expensive hotel reservations, you may want to consider Trip Cancellation insurance.

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Why Emergency Evacuation is Vital to Your Health and Wallet

December 15, 2016

  Emergency evacuation is often the most expensive part of the bill if you are hurt overseas and is often considered the most important part of any emergency travel health insurance. As a layperson, I’ve been learning that it is much more than a simple helicopter coming to get you and taking you to the […]

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I hate insurance but…

August 7, 2015

Our owner recently said, “I hate insurance” in a training meeting for our staff. He also said “I don’t think I’m unique in feeling that way.” Since we offer travel insurance and overseas medical insurance for those working and living abroad, it got my attention. After he said “I hate insurance”, I furiously wrote down […]

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Do you realize your health care plan may not cover you in Canada?

January 20, 2010

Is traveling to Canada from the U.S. for the Vancouver Winter Olympics considered an international trip? Yes. Your U.S. domestic health insurance plan – whether it is individual, group, Medicare or Medicaid – will not cover you in Vancouver for medical evacuation.  They may cover doctor and hospital visits, but they won’t cover you for medical […]

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About Medical evacuation – Addis Ababa, Ethiopia

July 18, 2012

Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans at www.gninsurance.com and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans have the very important travel insurance benefit of evacuation cover. Background […]

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PPACA clears way for small businesses who want to self-fund

April 3, 2014

New ACA laws will help businesses from 11-99 employees with self funded health insurance Here is a really interesting article for employers with up to 100 employees seeking to self-insure their health benefits. In the past, employers who had too many claims and got in trouble of either: 1.) Running out of reserves 2.) Getting […]

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The Affordable Care act - Should it be repealed and replaced?

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