Chat with us
Good Neighbor Insurance
  • plans
    • Travel InsuranceFor trips from 2 days to 2 yrs
      • Recommended / All Plans
      • COVID-19 Coverage
      • Pre-existing Conditions
      • Trip Cancellation
      • Annual Plans/Frequent Fliers
      • Traveling While Pregnant
      • Over 65
      • Emergency Evacuation Only
      • Adventure Sports
      • Inside the USA
      • More Options
    • Int’l Health InsuranceFor relocating/moving abroad
      • Recommended / All Plans
      • COVID-19 Coverage
      • Nomads
      • Maternity Coverage
      • For Canadians
      • International Term Life
      • For Furlough/Sabbatical
      • Supplemental Plans
      • International Students
      • Local Nationals
      • More Options
    • Group Travel Insurance PlansFor teams traveling together
      • Recommended / All Plans
      • COVID-19 Coverage
      • Trip Cancellation
      • Over 65
      • Pre-existing conditions
      • Personal Liability
      • To the USA
    • Int’l Group Health Plans(For organizations/employers)
      • Group Health Plans
      • International Business Group Plans
      • NGO+ Plans
      • Faith-Based Group Insurance Plans
      • Supplemental Plans
      • Group Insurance Videos
      • Group Resources
  • resources

    Resources

    • Blog
    • Videos
    • Ask Doug
    • Free Guides
      • Trip Guides
      • Top Three Travel Risks
      • Free Guide To Travel Safety
      • Travel Medical Guide 101
    • Free E-Books
    • News
    • Helpful links:
      • Ask Jeff
      • Glossary
      • Get Involved
      • Mission Resources
      • Responding to Crisis
      • Social Good Resources
      • Gap Year Resources
      • Volunteer Opportunities Overseas
    • Infographics
  • company

    About us

    • Who We Are
    • Our Values
    • Testimonials
    • Meet The Team
    • Careers
    • Our Friends
    • Contact Us
    • Get a Quote
(480) 813-9100 Quote Chat

Blog

Good Neighbor Travel Insurance Blog

Disability by the Numbers – 2010 figures

August 6, 2010 By : Doug Gulleson

Good Neighbor Insurance, www.gninsurance.com , provides disability insurance for individuals and families here in the U.S.  Here are some important reasons why disability insurance should be part of your insurance portfolio.

16%: The chance that most people believe that they will become disabled during their working years

71%:  The amount of American employees who live paycheck to paycheck

70%: The amount of private-sector workforce that has no long-term disability insurance

50%:  More than half of the U.S. workforce has no private pension coverage, and a third have no retirement savings.

1 in 3:  The actual chances that you will become disabled during the course of your career (if you are 35 or younger)

43%:  The average chance of men becoming seriously disabled during their working years.

54%:  The average chance of women becoming seriously disabled during their working years

3 in 10:  The number of workers entering the work force who will become disabled before retiring

1 in 5:  The number of workers who can expect to be out of work for at least a year due to disability or illness.

2.5 years:  The average long-term disability absence

1 in 7:  The number of workers who can expect to be disabled for five years or more before retirement

350,000:  The number of personal bankruptcies caused by disability every year

48%:  The amount of home foreclosures that are the result of disability

Doug Gulleson loves to scuba dive overseas. He makes sure he always takes his credit card AND international travel insurance. Visit Good Neighbor Insurance  at www.gninsurance.com or www.gninsurance.com/tripcancellation/  for your next overseas trip and get a FREE quote.

Doug Gulleson

Search Results

Tips From a Wise Man (My Father) for the Over 65 International Traveler

June 25, 2010

Some senior citizens travel because they want to teach English in China. Others want to build houses in Mexico. There are a growing number of senior citizens who are on study-abroad programs. And then there are some who just want to take a vacation to an exotic place. When it comes to planning your trip abroad, here are a few things to keep in mind.

Read Article

Travel Insurance with Personal Liability coverage

May 16, 2018

Accidents happen. Nothing disrupts your overseas stay faster than being involved in one. And nothing will drain your entire life savings faster than being at fault and not having personal liability insurance.  With personal liability insurance being so inexpensive, why would you travel without it? This usually happens when we neglect to ask the right […]

Read Article
travel insurance with personal liability protects others as well as yourself

Why Emergency Evacuation is Vital to Your Health and Wallet

December 15, 2016

  Emergency evacuation is often the most expensive part of the bill if you are hurt overseas and is often considered the most important part of any emergency travel health insurance. As a layperson, I’ve been learning that it is much more than a simple helicopter coming to get you and taking you to the […]

Read Article

No breathalyzer test could mean local medical insurance will not cover you

March 27, 2017

No breathalyzer test could mean your local medical insurance will not cover you. Yes, this is a sad and true story.  Read the fine print!  Yes, the big print giveth and the little print taketh away.  This is one of the reasons why it is important to have travel insurance and expat medical insurance based […]

Read Article

Self-funded health insurance and ACA-compliance

March 7, 2014

Self-funded health plans will become more popular under the new PPACA laws according to past President of the Society of Professional Benefits Administrators and others Regulations, uncertainty, increased costs and constriction (meaning less choice in the market) will all cause more companies to consider and ultimately choose to self-insure in the future under the new […]

Read Article
The Affordable Care act - Should it be repealed and replaced?

Health care reform basics: what you need to know for 2011

December 31, 2010

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

Read Article

Copyright © 2022 Good Neighbor Insurance All rights reserved.

  • About Us
  • Site Terms
  • Privacy Policy