Living overseas in a high-risk country either by choice or obligation presents a greater level of danger to you and your family. To make things worse, your domestic life insurance policy may not pay if something were to happen while living abroad. You certainly want to protect your loved ones financially in case of your […]
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Why do I need travel insurance while outside my home country?
“I never have a major medical concern when I travel overseas” is what I hear every-so-often from our guests at Good Neighbor Insurance. And for sure that may be the case for most. But what about those who do have medical conditions while they are traveling outside their home country? How will they pay for […]
International medical insurance indemnity benefit
What is an indemnity benefit on international medical insurance policy? (https://www.gninsurance.com/health/) Great question! An indemnity benefit on plans such as our GMMI international medical insurance career plan or GMI International health insurance works as follows: A cash benefit of $400 per day (in addition to medical expenses paid) sent directly to the insured for approved […]
Medical support – Mentawai, Indonesia
Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical support. You may view one of our best evacuation travel plans at www.onlineglobalhealthinsurance.com/global-rescue.asp and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. Background Global Rescue was selected by Red Bull Surfing to provide deployed medical support and medical evacuation assistance […]
About On-site medical case management and evacuation – Hong Kong, China
Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans for those who are traveling and residing overseas for business that also covers security evacuation at www.onlineglobalhealthinsurance.com/global-rescue.asp. We have a variety of other travel insurance plans that you may view at […]
Political evacuation travel insurance a must when traveling overseas
Good Neighbor Insurance Inc, www.healthinsuranceinternational.biz, is proud to recognize one of the foremost international travel insurance leaders in the world, International Medical Group (IMG). IMG not only provides great travel plans for our clients but also stands behind their products like when they had to evacuate clients out of Egypt earlier this February. Being prepared […]
Understanding medical loss ratio (MLR)
Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws. There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]
Why do life insurance companies require blood test?
Good Neighbor Insurance, Inc provides term life insurance to our clients in Arizona and throughout the U.S. To understand more about term life insurance please go to our web page at https://www.gninsurance.com/arizona-term-life-insurance/. Life insurance companies are only looking at the “major” medical illnesses when one applies for term life insurance. Thus, instead many medical questions […]
Understanding the basics of FSA, HRA, and HSA plans for U.S. group insurance
Good Neighbor Insurance (www.gninsurance.com) is continuing to update our clients on the new health insurance laws that were signed into law in the spring of 2010. There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and […]
Our Best Tips to Survive Getting Stranded in an Airport
Traveling can be adventurous and fun – until it’s not! Flight cancellations and delays can quickly suck the joy right out of it. And while Tom Hanks made living in an airport look cool in the 2004 movie “The Terminal”, you only need to look at the face of stranded passengers to see how miserable […]
Medical Evacuation – Medical transportation 101
Good Neighbor Insurance Inc, has been involved in providing international health care cover to our clients since 1997. HTH is one of our top career and short term/travel companies we provide and is one I personally use when I travel overseas on my diving trips. Not only is HTH an “A” rated company but they have […]
Reporting value of insurance plans on employee W-2 forms
Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws. There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]
How to get the most out of your international group health insurance policy
1. Every year or two look around at other insurance options in the marketplace, as the insurance needs of your organization may have changed. Talk to your broker or agent, or call Good Neighbor Insurance, an international health insurance brokerage, at 1-866-813-9100 or 480-813-9100. We will be glad to look at insurance options for your staff […]
Understanding Pre-existing Medical Conditions
Don’t we all have some pre-existing condition? To quote from an unknown author, “No one is perfect…that’s why pencils have erasers.“ So what is a pre-existing condition? Imagine you contact your car insurance agent on a Monday morning to tell him you want to take out car insurance to pay car repairs. The car is now in the garage being fixed because […]
Buying Health Insurance is Like Buying a Car
Bells and whistles on a car increase the cost. So it is with health insurance. Adding benefits only increases your premiums. One way to lower premiums is to increase your deductible and decrease the amount of benefits.