GeoBlue Navigator expatriate medical insurance has many great international medical insurance benefits for our clients here at Good Neighbor Insurance. Below are some great questions and answers for those wanting to learn more about the GeoBlue Navigator expat medical insurance. Good Neighbor Insurance has provided the GeoBlue Navigator expatriate medical insurance since 2002. This international medical insurance option has provided may of our guests, our clients, peace of mind as they have resided outside the U.S. With great medical insurance and medical evacuation cover, the GeoBlue Navigator expat medical insurance is one of the top international medical insurance options out on the market.
Please view the up-to-date information of the GeoBlue Navigator expat medical insurance here on our web page at https://www.gninsurance.com/hth-geoblue-navigator-xplorer-overseas-travelers/#navigator.
- Who is eligible to buy a GeoBlue Navigator expatriate medical insurance?
- All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months per year of coverage and must be involved in Missionary activity.
- How do I qualify for maternity benefits?
- After 364 days of continuous coverage, GeoBlue Navigator expatriate medical insurance members may apply for a new plan that covers maternity costs in the same way as all other medical conditions.
- Will my policy automatically renew? At what rate?
- You may enroll in a GeoBlue Navigator expatriate medical insurance policy up to age 75. The policy does not automatically renew upon your request. You will be notified of your new plan rate at least 30 days prior to your policy expiration date. You must confirm your new policy rate in writing or by accepting the rate when logged in to our secure website. Plan rates are based on age at time of enrollment and are impacted by medical inflation. You will not be asked any medical questions and your personal health history will not determine your new rate. GeoBlue Navigator expatriate medical insurance rates are standard rates for all members re-enrolling.
- When does my coverage end on the GeoBlue Navigator expat medical insurance?
- We may terminate your policy if: You no longer meet the eligibility requirements; or you fail to pay your premium; or we discover that you committed fraud or misrepresented a material fact to us, except as indicated in the time limit of certain defenses provision; or we terminate the plan in your geographic service area.
- Who is the insurer?
- GeoBlue Navigator expatriate medical insurance is underwritten by 4 Ever Life Insurance Company. 4 Ever Life Insurance Company enhances protection with unique underwriting solutions nationwide for insurance companies, brokers, agents, administrators, employers, employees and individuals. With over 60 years’ experience in enhancing protection, 4 Ever Life is rated “A-” (Excellent) by A.M. Best and licensed to provide health and life insurance solutions in all 50 states, the District of Columbia, and Puerto Rico. 4 Ever Life Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association. Blue Cross and Blue Shield companies collectively cover 1 in 3 Americans.
- Will my pre-existing condition be covered under a GeoBlue Navigator expatriate medical insurance?
- If you were previously covered by a primary health plan that issues you a Certificate of Creditable Coverage, GeoBlue will credit you for this prior coverage. The number of months of coverage shown on the Certificate will reduce or eliminate the 12-month pre-existing condition waiting period. If you have 12 or more months of creditable coverage, your waiting period will be eliminated. If you have less than 12 months creditable coverage, your waiting period will be reduced by the number of months you had creditable coverage. For example, if you have 2 months of creditable coverage, your waiting period will be reduced from 12 months to 10 months.
Please call one of our Good Neighbor Insurance licensed agents at 866-636-9100 or locally here in Arizona at 480-633-9500. You may also reach us via email at firstname.lastname@example.org.
Good Neighbor Insurance has been in business for over 20 years! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all peace of mind with one of our many international medical insurance options to safe guard from financial calamity as well as providing you the best overseas medical care while on your travels.
We thank you, our guests, for giving us the privilege of serving you as you fulfil your dreams!
Have an amazing and safe travels!