Travel insurance that covers war and terrorism medical and evacuation care is available to all of us traveling from the U.S. to another country. It is very sad to see terrorist acts happen throughout our globe, even in places such as Spain, England, and France. No matter where we are as travelers, we are never safe from a terrorist challenge, even as we walk the famous roads and browse the amazing places of worship and museums of Europe and Asia. As an international travel junkie, I too have to make sure that my travel insurance does cover war and terrorism coverage.
Please keep in mind that not all travel medical insurance plans are not created equal. Good Neighbor Insurance brokerage firm specializes in the very specialized travel insurance market that include special request from our clients. Request such as pre-existing medical conditions covered, such as the Choice plan here at https://www.gninsurance.com/geoblue-voyager-choice-essential-single-trip-travel-insurance/. Or specialized travel medical insurance options that cover different types of sports, https://www.gninsurance.com/adventure-extreme-sports-health-insurance/.
Good Neighbor Insurance provides two great international travel medical insurance plans that not only cover the typical medical and evacuation that may occur while overseas, but also covers medical and evacuation related to a war or terrorist situation.
Let us look at the two travel medical insurance plans Good Neighbor Insurance provides to her guests, her clients, which include war and terrorism cover for medical and evacuation.
- No exclusion in any country as long as the policyholder is not an active participant.
- For medical coverage options from (all in USD) $50,000 to one million dollars.
- Evacuation up to $500,000, and that includes if you are hurt in a war or terrorist situation.
- Ideal for international leisure, missionary or business travel
- Choice of varying medical limits and deductibles.
- For trips up to 6 months for ages 84 or younger.
- Covers pre-existing conditions for medical services and medical evacuation.
- Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Doctor Search checkmark
- These are additional services you, the policy holder receive when on the Voyager Choice international medical insurance
- Destination Health and Security Information
- GeoBlue Drug Translation Guide
- Medical Term and Phrase Translation Databases
- Health and Security News Alerts
- Toll Free Telephone Access to All Services
- 24 hours / 7 days Global Medical Assistance
- 10 Day Money back Guarantee
Call one of our live agents here in Arizona at our toll free number of 866-636-9100 or our local number at 480-633-9500 for additional information on the Voyager Choice policy that contains war and terrorism coverage.
Option Two – Diplomat International travel medical insurance at https://www.gninsurance.com/diplomat-international-travel-medical-insurance/.
- May add the war and terrorism rider to cover you in the location you are traveling
- Up To $1 Million Medical Coverage (all in USD)
- Lost Baggage
- Medical Evacuation
- Emergency Dental
- Up To $1 Million AD&D
- Trip Interruption
- Emergency Reunion
- Repatriation of Remains
Here is the information on the war and terrorist coverage for the Diplomat International policy –
In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for “declared or undeclared war or any act thereof” is waived for an Insured Person’s loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the
geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein). War Risk Coverage in a high risk country (listed below) requires payment of an additional premium and advance notice of travel. Termination Date- War Risk Coverage ends on the earliest of: (1) the date the Policy terminates; (2) the date specified in the Company’s written notice to the Policyholder or Participating Organization of the Company’s intent to terminate War Risk Coverage (or 10 days after the date the written notice is received by the Policyholder or Participating Organization, if later).Termination of War Risk Coverage will not affect a claim for a covered loss that occurred while War Risk Coverage was in effect.
War Risk Area 1 (High War Risk – coverage is mandatory – covers your travels to countries in War Risk Areas 1, 2, and 3)
Afghanistan, Algeria, Cameroon, Iran, Iraq, Israel, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region of Russia), Saudi Arabia, Somalia, Syria, Ukraine and Yemen.
War Risk Area 2 (Medium War Risk – coverage is highly recommended – covers your travels to countries in War Risk Areas 2 and 3)
Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Dem. Republic of Congo, East Timor, Egypt, Eritrea, Haiti, India (Jammu, Kashmir and Mumbai), Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan, Uzbekistan, Venezuela and Zimbabwe.
War Risk Area 3 (Low War Risk – recommended – covers your travels to countries in War Risk Area 3). All other countries not listed in Area 1 or Area 2 locations.
Country Specific Information
We provide Country Specific Information for every country of the world. For each country, you will find information like the location of the U.S. embassy and any consular offices; whether you need a visa; crime and security information; health and medical conditions; drug penalties; and localized hot spots. This is a good place to start learning about where you are going.
Changes in Terms and Conditions – The terms and conditions of War Risk Coverage, including but not limited to the definition of the Designated War Risk Territory(ies), may be changed at any time to reflect conditions that, in the opinion of the Company, constitute a change in the war risk exposure of the Participating Organization or the Insured Person.
Good Neighbor Insurance has been in business since 1997! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all with peace of mind with one of our many overseas medical insurance options to safe guard from financial calamity as well as providing you the best medical care while on your travels. To connect with Good Neighbor Insurance, please email us at firstname.lastname@example.org or call us here in our Gilbert, Arizona office at 480-633-9500 or toll free at 866-636-9100.