At 59 years old, Debbie Williams was still active in short-term medical trips. She and her husband, a gynecologist, had gone on them for thirty years. A trip to help a clinic in Chile seemed routine for this active couple. But on the flight over, Debbie became ill. Upon landing she was rushed to a nearby hospital. Tragically, nothing could be done to save her life.
But even in the midst of grief and the miles of red-tape required to return Debbie’s body to the US, the church that sent them out could be thankful. You see, it was Debbie who had urged them to add team travel insurance to their last-minute plans. And in the midst of tragedy, team travel insurance would see her returned to her family.
Medical evacuation and return of mortal remains incur huge costs if not covered by trip insurance. The Don Jenkins family of Kentucky was stuck with a bill of $90,000 after Don tripped and hit his head while on a mission to Cost Rica. The family of Britt Leis had to pay $55,000 just for his medical evacuation after he was mugged in Ecuador.
So what can travel insurance do for your short term team?
1. Cover overseas medical bills. Medicare and many domestic insurance plans do not cover services rendered outside of the country. And the new health care bill has not changed this lack of coverage. Short term team travel insurance can, however, cover any medical emergencies the team might encounter.
2. Provide medical evacuation for ill or injured team members. Medical evacuation happens suddenly and unexpectedly and is very expensive. There are no domestic medical plans that cover medical evacuation. Travel insurance is the only way to obtain this type of coverage.
3. Return the remains of a deceased team member.Flight arrangements to return a body back home are complicated and expensive. All the details are covered by insurance representatives who can be reached by phone twenty-four hours, seven days a week.
4. Offer assistance and peace of mind. Often it is the unnoticed benefits of travel insurance that are the most valuable. A traveler in Vietnam suffered a perforated ulcer. Insurance representatives determined that medical facilitiesin the area were inadequate for his care and arranged a medical evacuation to nearby Thailand. The transfer undoubtedly saved his life.
Good Neighbor Insurance has years of experience insuring short-term teams. Check out our short-term team options at www.gninsurance.com/short-term-team/ Doug Gulleson loves to scuba dive overseas and he makes sure he always takes his credit card AND international travel insurance. Visit Good Neighbor Insurance at www.gninsurance.com for your next overseas trip and get a FREE quote.