Choosing travel insurance or international health insurance – Understanding travel insurance rates
“Is there any real difference between these plans and what you get for the money?”
For general travel, a good Silver plan is usually between $1-2 a day (so a week-long trip would be under $20!) depending on age. A good plan for seniors might be $3-4 a day depending on age and benefits. We also offer specially discounted rates for those volunteering or doing charitable work overseas.
We generally classify travel insurance, as well as international health insurance (which is for those living overseas more than a year or two) into…
Four categories with four rates:
Why the difference in cost?
- Differences in the number of benefits and maximum benefit amounts
- The number of direct-pay agreements
- Customer service experience
- Speed when reimbursing claims
The lowest price travel insurance – Why is it so cheap?
Often these plans are best described as “emergency insurance” or “catastrophic policies.” Their claims process may take a little longer to process – Because, “You get what you pay for!” Often these insurance companies offer the best price, but still must maintain offices in the U.S., have employees to handle underwriting, claims processing, etc. but due to the low rates, may have less staff than those companies charging a bit more – So things take a bit longer.
Budget and discounted travel insurance plans (and discounted international health insurance)
Silver travel insurance and long-term international health insurance plans
They will also cover more areas incl. high-risk nations such as travel to Israel.
Gold and Platinum insurance plans
See our carriers – All top rated and personally vetted by Good Neighbor
Email us at firstname.lastname@example.org or call 480-813-9100 today.
We can also be reached via Skype at “good neighbor insurance” or chat with us live at https://lc.chat/now/9935045/ and get your questions answered!