HSA Deductible Changes to Portfolio 2500 Plans: Good Neighbor Insurance provides both group and individual health care coverage in Arizona, as well as travel insurance for those vacationing overseas and for expats residing overseas. We are happy to be able to share the following information for our clients who currently have individual coverage. The Internal […]
Most out of pocket for my insurance? How much do I really owe? Great questions that has made many ask when navigating through the ACA (affordable care act) plans. Why is this confusing? Well, it is not what many employees have had to deal with because their group insurance has been taking care of them. But […]
If I had a major medical catastrophe, how much money could I find to pay for it? That’s the question you need to ask when considering the advantages of either a low or high deductible on your health insurance premiums.
Bells and whistles on a car increase the cost. So it is with health insurance. Adding benefits only increases your premiums. One way to lower premiums is to increase your deductible and decrease the amount of benefits.
HMOs (Health Maintenance Organizations) and PPOs (Preferred Provider Organizations), to say the least, are not the best of friends! One thing HMOs do in their marketing is to claim that they have “no deductibles.” Of course this is a slam at PPOs that have deductibles. Yet HMOs don’t mention that if a client goes into […]