Our Arizona health insurance and our international overseas medical insurance guests/clients have asked us what the fines/taxes are for not have a U.S. domestic medical health insurance when residing in the U.S. starting in 2014. Here is that information as well as some additional information. Right now the fines are pretty set for the next […]
U.S Domestic
Changes to the U.S. Health Care System (2010 – 2013)
Good Neighbor Insurance, Inc (gninsurance.com) is keeping up with the changes in our US health care system and will be, over the course of the next months and years, expanding this section with up-to-date information. Health care overhaul will bring change but it is going to happen slowly. There will be a lot of minor as […]
2009 Health Insurance Numbers Show Deductibles Going Up
A recent on-line study found fully half of individual health policyholders pay less than $130 a month. Other interesting findings in the study: The nationwide average monthly premium for an individual was $158; the average family premium was $366. Nationwide average deductible for individuals was $1,720 for individuals and $2,610 for families. The study also […]
Retirement Plans in the U.S. on Hold as More American Seniors Continue to Work
Disillusioned with Medicare and worried about their future, the number of American seniors increases who say they are going to have to work longer because of the financial crisis.
Going Back to Basics to Understand What “Insurance” Means
Fortune cookies are fun to read, but woe to the person who actually believes and banks on them. When it comes to health, we don’t know our future, contrary to fortune-cookie-wisdom. That’s why health insurance is important. This articles explores health insurance and its benefits to us and others
Are you an individual who has a medical condition(s), residing in the U.S., and desiring health insurance?
Good Neighbor Insurance (dev.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws. There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]
Deductible is not a dirty word
HMOs (Health Maintenance Organizations) and PPOs (Preferred Provider Organizations), to say the least, are not the best of friends! One thing HMOs do in their marketing is to claim that they have “no deductibles.” Of course this is a slam at PPOs that have deductibles. Yet HMOs don’t mention that if a client goes into […]
What’s the Difference Between an Insurance Agent and and Insurance Broker?
An Insurance Agent is usually the representative of one company. Good agents focus on helping clients understand the insurance products of their company. An Insurance Broker represents the client and not a specific company. Brokers, because they have contact with many companies, can offer a wide variety of products. This helps clients find the best […]
What is a Pre-Existing Condition and Will My Health Insurance Cover It?
Never lie on your health insurance application. You will be asked about your medical history because the insurance company is looking for pre-existing conditions. This short blog will tell you what a pre-existing condition is and how it will affect your ability to get affordable health insurance.
Waivers and Riders – What are those?
I’ve been thinking about “waivers” and “riders” and how that might affect a young woman with a busted knee when she tries to buy health insurance. What are her options?
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