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Good Neighbor Travel Insurance Blog

Atlas Multi-Trip Travel Insurance

August 1, 2016 By : Doug Gulleson

Atlas Multi-Trip travel insurance is a great plan for frequent international travelers! This plan provides high medical coverage up to $1,000,000 and other great international travel health insurance benefits for those making frequent trips outside their home country. The Atlas Annual Travel insurance plan (Multi-Trip travel insurance) is best for traveling on business, taking many vacations or traveling adventures, gap year, sports trips, short term missionaries, and for volunteering overseas in NGO jobs, non profit jobs, and other international volunteer opportunities. International travel insurance is provided as well as international health insurance. Let’s take a look at some specific details about this great multi trip travel insurance plan!

How this plan works is you secure it for 12 months, and you can take as many short trips as you want in that 12 month period. The trip length depends on what you select during the application. The two choices are 30 or 45 days per trip. This policy will not cover you past 30 or 45 days. In order to secure coverage, you must maintain medical insurance in your home country and must be under 76 years of age. The plan will only cover you outside your home country, which is the place where you principally reside and receive regular mail. However, for U.S. citizens, the home country is always the U.S. regardless of where you reside in the world.

International travel insurance: International annual travel insurance is provided in many benefits. Travel delay covered up to $100 a day after a 12 hour delay and an unplanned overnight stay; maximum of two days. Lost checked luggage is covered to $500. Trip Interruption is provided to $5,000. Personal liability is rarely provided on international travel health insurance. However, the Atlas Professional Multi-Trip annual travel insurance provides personal liability up to $10,000! There is also a crisis response benefits to cover up to $10,000 for ransom, personal belongings, and crisis response fees and expenses. These are great benefits to have if your traveling is put on hold!

Other included insurance provisions: Return of remains is covered up to the maximum limit, or the alternative is $5,000 for local burial or cremation. On the brighter side of things, emergency reunion and return of minor children are each individually covered up to $50,000. Bedside visit is covered to $1,500 and there is even pet return at $1,000. Political evacuation is included also, up to $10,000, if the U.S. State Department issues a travel warning after you arrive in your destination. Natural disaster provides $100 a day for up to 5 days. Common carrier accidental death, as well as accidental death and dismemberment, each have limits of up to $50,000.

International medical insurance: Medical expenses are something that can financially wipe out an individual or a family. Having international health insurance is essential, and we want to be sure you are taken care of! On the Atlas Professional Multi-Trip insurance specifically, coverage for hospitalizations, ICU, hospital room and board, local ambulance, urgent care centers, and all other eligible medical expenses are covered to the overall medical maximum limit of $1,000,000. Terrorism insurance is also provided up to $50,000. Pre-existing conditions are not covered in general. As a side note, there is nothing you can add in addition to this trip insurance plan.

Medical evacuation is covered to a maximum of $1,000,000, which is surely sufficient. Medical evacuation is very important, as it provides transportation to the nearest adequate medical treatment in case dire treatment is not locally available. In the event of a potential medical evacuation, it is imperative that the insurance company is contacted so they can provide the evacuation coverage.

There are many benefits with this affordable year long travel insurance, the Atlas Multi-Trip Annual Travel Insurance Plan. Although it is very affordable travel insurance, the benefits are not “cheap” in the sense of worthless. As you can see from the benefits above, the Atlas Professional’s multi trip insurance is quite ready for emergencies and inconveniences during travel!

Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!

Doug Gulleson

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