Bupa international short term travel health insurance is world-class protection for many types of international travel! The Bupa international health and travel insurance is a short term plan, for either a single trip, or for multiple trips. This plan is best for individuals and families on vacation or business, those working with NGOs, Nonprofits, charitable, or humanitarian organizations, extreme sports enthusiasts and even professional athletes, and those in the faith based community. Anyone who secures this insurance as is will already have exceptional coverage. Though, you can make it even better by adding the Trip Cancellation Option and the Non-Medical Option! This is the type of plan that is easy to secure, about ten minutes, and provides the peace of mind as you travel. Anyone who travels who thinks about their finances probably thinks about some way to protect them. Well, the Bupa policy covers you so that you, or your family, don’t have to be stuck with paying huge medical bills!
I will talk about some of the ways that the Bupa travel health insurance overseas is amazing protection for international travelers. Let me go to work for you!
The plan as it is, bare bones: The Bupa international health and travel insurance is an unlimited coverage plan with a $0 deductible. This means that all eligible medical expenses are covered at 100 percent, except for dental pain relief and prescribed treat by chiropractor or physiotherapy. Though, dental pain relief and prescribed physiotherapy and chiropractor are still covered, at their own coverage limits. Included in the medical expenses are Medical Evacuation, Ambulance, Sports Activities, Compassionate Emergency Repatriation, Return Trip, Compassionate Emergency Visit, return of mortal remains, and a few more. All of these that I just mentioned are covered to 100 percent, with no maximum limit, for all eligible expenses and situations. Additionally, there is $250 of coverage for a crisis psychologist for mugging and assault. Accommodations such as meals and local transport are covered up to $300 per day up to $6,000 if you are unable to continue your trip due to acute illness or injury. It is good to contact the insurance company when you need medical help. It is mandatory that you or someone with you contact the insurance company in case of a medical evacuation, as well as medical procedures.
Sports coverage: For the sports coverage, there is no actual sports rider. What you can notice in regard to sports is a few exclusions in the policy. This means that if your sport is definitely not excluded in any way, it will be covered. In fact, since there are so few exclusions, I will list them for you: active participation in any motorsport show, race or competition, base jumping, paragliding, mountaineering that requires specialized climbing equipment, and expeditions, mountaineering and trekking in Antarctica, the North Pole, and Greenland. Most plans exclude professional and semi-professional sports; the amazing Bupa insurance does not! It is one of our most popular plans for international extreme sports coverage.
Two plan types: The plan comes in two forms, which are the Single Trip option and Annual Travel. Firstly, the plan will cover you outside of your home country only. It will end when you are back in your home country from traveling. So the Single Trip option is for one trip (even with many locations) up to 12 months before coming back. The Annual Travel is a 12 month policy that covers individual trips up to one month. If you will stay longer than one month on any trip, you can even extend it day by day for extra premium.
Optional coverages: You can add two options for more specialized coverage to the Bupa travel health insurance overseas for additional premium.
Non-Medical Option: This is a package that provides non-medical benefits, such as, accidental death and disability covered to $75,000, baggage coverage to $5,000, Travel and Baggage Delays, Missed Connection, Security and Legal Assistance, and Personal Liability. The Personal Liability has property damage covered up to $500,000 and bodily injury up to $1,000,000. Personal Liability is actually a very rare coverage in short term international travel insurance.
Trip Cancellation Option: This is the basic coverage for trip cancellation which is covered up to $2,000 on the Singe Trip, and $1,500 per trip on the Annual Travel.
Overall, the Bupa is world-class international medical insurance with great international travel insurance for sports, general travel, and multiple trip insurance. This is an outstanding company and because of who they are and what they offer, we are more than happy to recommend the Bupa insurance for our travelers’ protection!
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!
