Patriot Multi Trip insurance is excellent international travel health insurance! There is the Patriot Multi-Trip International travel insurance for U.S. citizens traveling outside of the United States, and there is the Patriot Multi-Trip America travel insurance for non-U.S. citizens to travel to the U.S.A. or elsewhere outside their home country. Coverage is for unlimited short trips in a 12 month period, as long as the trips don’t exceed the set 30 or 45 day trip length. This convenient and popular international travel insurance works best for global volunteers and those working abroad in NGO jobs, non profit jobs, taking short business trips, and those who take many vacations! Coverage on this international trip insurance is sufficient for emergencies as you travel, which brings you peace of mind when you think about it, doesn’t it? Let me get more information for you!
International multi trip insurance: You can secure this cover for a period of 12 months, which allows you to take covered trips outside your home country as many times a year as you want. Two overall coverage plans are provided; you can choose either 45 days per trip or 30 days per trip. Benefits will not pay for claims that are incurred outside of the trip days, whichever amount of days per trip is chosen. You can even renew the policy in 12 month increments up to 36 months!
Overseas medical insurance benefits: The Patriot Multi Trip international insurance has coverage for new injuries and new illnesses which are covered under the medical maximum limit of $1,000,000. For those who are ages 70 to 75, coverage is limited to $50,000. Medical evacuation insurance is included in the overall maximum limit. Return of mortal remains, return of minor children, emergency reunion and terrorism coverage each have their own coverage limit of $50,000. There are some other benefits as well such as accidental death and dismemberment, trip interruption, lost luggage, and sudden dental emergency. These benefits that are not under the overall medical maximum limit have their own terms and coverage amounts. They are totally separate provisions, however when you secure a policy all of them come with it.
Medical evacuation insurance: One thing we always highlight is the procedure for an international medical evacuation. A medical evacuation occurs when there is a medical condition that requires immediate attention, but there is no locally available treatment. Someone must contact the insurance company to inform them of the situation. This can be the insured person, a traveling friend, or medical personnel. Then the insurance company will coordinate with the medical personnel and the insured person to take them to the nearest adequate medical facility for the required medical care. The company actually has a team dedicated to assist in emergency medical evacuations, which is rather impressive. A couple of us have seen this team firsthand!
Additional options for coverage: There are two additional options, called riders, that you can add to your coverage if you are under age 66. The two options are the adventure sports rider and the evacuation plus rider. The adventure sports rider is exceptional because it provides coverage for the listed sports up to the maximum limit of $1,000,000. Please be sure to check if your sport is covered before securing this rider. The evacuation plus rider is for sudden and unexpected medical conditions that are not life-threatening up to $25,000, as well as added natural disaster evacuation up to $5,000.
This is great international multi trip insurance that will protect you during your many travels throughout the world. If there are any questions we can help you with, please let us know, it is our honor to serve you!
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!
