Trawick Trip Protection international travel insurance is one of our top recommended trip insurance plans. The reason why it is a highly recommended option is because it is flexible and works great for many people. Typically, most international travel insurance plans require one to start their trips from the United States. However, on the Trawick Safe Travels Trip Protection travel health insurance there is no requirement to where you have to leave from; coverage is only available outside one’s home country. Thus, any type of traveler who is leaving there home country can secure this coverage. Those who are taking vacation, working overseas, doing volunteer work abroad and even short term missionaries have secured the Safe Travels Trip Protection for their travels! By the way, just to potentially clear up any confusion, your home country is defined as the place where you have your fixed residence.
The Trawick Safe Travels Trip Protection international travel health insurance comes in two policies; one is the Safe Travels International for travel outside the U.S., and the other is the Safe Travels USA for travel in the U.S. Both of these great plans have a $0 deductible with medical maximum limit choices from $50,000 to $1,000,000. Even for you who are between age 70 and 79, the coverage choices are either $50,000 or $100,000. There are actually separate links to obtain quotes and apply online, so a double check is a good idea. Let’s go more into the details of the superb coverage provided on these trip insurance plans for short trips!
Trawick Safe Travels USA Trip Protection: The differences on the USA coverage are minor. Overall, you can secure coverage for one day to up to 30 days. The premium will be a bit higher due to travel including the U.S. There is co-insurance after the deductible, which is 20 percent of $5,000 that you will pay; the company will pay 80 percent. After co-insurance the company pays 100 percent for all eligible expenses. There is almost no coverage for anything related to any pre-existing conditions.
Trawick Safe Travels Trip Protection (International): This plan is for travel outside your home country and not to the U.S. Coverage is from five days up to 180 days. The premiums will be lower than on the USA Trip Protection. There is also no co-insurance; all claims are subject to deductible and paid 100 percent for all eligible expenses. For pre-existing conditions, there may be some coverage for an unexpected recurrence of a pre-existing condition up to $20,000 for under age 65.
International Trip Cancellation Insurance: When you have international trip cancellation insurance, it is important to know the covered reasons for reimbursement. There are certain causes or reasons for cancelling your trip which the insurance company will reimburse your insured trip costs. One of the covered reasons for cancellation is sickness, injury, or death of an insured, family member, traveling companion, or business partner when the sickness or injury is so disabling that the person cannot leave or continue a trip. The trip interruption benefit is the terminology used when a trip which has started is interrupted and cancelled. Trip cancellation is prior to departure, and is covered at 100 percent of the trip cost. Trip Interruption is when the trip has started and is interrupted, covering up at 150 percent of the trip cost. Both Cancellation and Interruption benefits have the same covered reasons for cancelling a trip.
International Travel Insurance: Also included in this great coverage is trip delay, basic lost baggage, missed departure and loss of passport. You can increase and enhance the baggage coverage up to $3,500 as well!
International Health Insurance: The international health insurance is very strong on this plan to ensure your optimal protection in case of emergencies. Medical expenses for new injuries and new illnesses are covered such as outpatient expenses and prescriptions, ICU, and hospitalizations. There are also excellent sports riders available to add to coverage: for athletic sports and for extreme hazardous sporting activities.
International Medical Evacuation Insurance: An equally essential benefit for international travel is having international medical evacuation insurance. Medical evacuation is covered to $2,000,000 on both plans. If a medical evacuation is needed, you or someone with you must contact the insurance company who will arrange and pay to take you to the nearest adequate medical facility for the required medical care.
There are many other benefits as well, such as repatriation of remains, emergency reunion, political/natural disaster evacuation, and accidental death and dismemberment. You can even increase the accidental death and dismemberment coverage! Overall you can see the Trawick Safe Travels Trip Protection insurance is loaded with protection for your health and trip costs. This affordable insurance is excellent worldwide travel and health protection!
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at firstname.lastname@example.org. Have an amazing and safe travels!