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Blog

Good Neighbor Travel Insurance Blog

A look at Health Care Systems around the world…let’s grab some pasta in Italy!

July 16, 2010 By : Doug Gulleson

Italy’s national health care is rated second in the world by the WHO. However, a closer look shows that trouble plagues this system from a crippling bureaucracy, mismanagement, general disorganization, spiraling cost, and long waiting lines.

• The Italian constitution was changed in 2001 so that the national government now sets the “essential levels of care” and regional governments still control their budgets and resources to the local areas.

• Payroll taxes have a regressive structure starting at 10.6 percent of the first $30,000 of gross income and decreasing to 4.6 percent up to $100,000 gross income. The remainder of the funding comes from both federal and regional general taxation, including income and value-added taxes.

• In-patient and primary care are free at the point of treatment. However, co-payments are required for diagnostic procedures, specialist, and Rx drugs. The copays run around 30 percent of the services rendered. The elderly, pregnant women and children are exempt from the copays–which is nearly 40 percent of the population.

• Italians have limited choice of physicians. They must register with a general practitioner within their LHA. They may choose any GP in the LHA, but may not go outside it except for emergency care. A referral from a GP is required for diagnostic services, hospitalization, and treatment by a specialist.

• Most physicians are reimbursed on a capitated basis, which is based on the number of patients served over a given time period rather than the services actually provided. Some hospital physicians receive a monthly salary.

• Private health insurance is available in Italy but is not widespread. About 10 percent of Italians have private insurance, and the low percentage is due that one cannot opt out of the national care system.

• Waiting periods on average for medical care: 70 days for a mammogram, 74 days for endoscopies, and 23 days for a sonogram. This is due to shortage of modern medical technology.

• The US has two times as many MRI units per million people and 25 percent more CT scanners.

• Introduction of many of the newest and most innovative Rx drugs have been blocked by the Italian government to control Rx cost. • Conditions in public hospitals are considered substandard, particularly in the south.

• Dissatisfaction with the Italian health care system is extremely high, by some measures the highest in Europe. Fifty-five percent of Italians believe that it should be easier for patients to spend their own money on health care.

Extra tidbits:

• The piano hails from Italy.

• The average life expectancy for an Italian is 79.54 years.

• The average Italian consumes half a pound of bread a day and 26 gallons of wine a year.

• If invited to someone’s home, the traditional gift is a tray of sweets from a pastry shop.

• With almost 40 million visitors, Italy is the fourth-most visited country in the world.

• The thermometer is an Italian invention.

• Italy is only slightly larger than Arizona, but has a population of more than 58 million.

Doug Gulleson loves to scuba dive overseas. He makes sure he always takes his credit card AND international travel insurance policy. Visit Good Neighbor Insurance at www.gninsurance.com/travel-A/international_travel_insurance.asp  for your next overseas trip and get a FREE quote.

Doug Gulleson

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