- Definition of residence: The location where the insured has his or her permanent home or principal establishment, and to where, whenever the insured is absent, the insured intends to return.
- Hazardous sports / occupations: The coverage for most hazardous sports and occupations is already included so there is no need to add anything to coverage, such as a rider.
- This BUPA sports and rescue coverage does not cover:
- Active participation in motorsports (shows, races, and competitions), base jumping, paragliding and mountaineering that requires specialized climbing equipment.
- The activities above and the following in the locations: expeditions, mountaineering and trekking in Antarctica, North Pole, and Greenland.
Question: Will I be covered outside my country of citizenship or my country of residence?
- If you are a U.S. citizen but residing in India you will be covered throughout the world including the U.S. minus India.
- If you are a U.S. citizen residing in the U.S. you will be covered throughout the world minus the U.S.
- If you are an Australian citizen residing in South Africa you will be covered throughout the world including the U.S, Australia, the rest of the world minus South Africa.
- If you are an Indonesian citizen residing in Indonesia you will be covered throughout the world minus Indonesia.
Question: Are crampons and ice axes considered specialized climbing gear?
Answer: Yes, they are. BUPA sports international travel health insurance plan is unable to provide coverage if these items are needed for climbing / trekking. We have other plans (Diplomat International and Diplomat America) for this type of mountain climbing and trekking here: https://www.gninsurance.com/adventure-extreme-sports-health-insurance/#All_Plans
Question: Will my BUPA sports and rescue coverage provide coverage for visits to my team doctor?
Answer: Yes it will. There are no medical provider networks to worry about with your BUPA international travel health insurance plan.
Question: How does medical evacuation work on my BUPA International Extreme Sports Insurance plan?
Answer: Medical evacuation insurance is included so that you can get medical transportation to the nearest medical facility that is equipped to properly and adequately treat your medical condition. A medical evacuation occurs when there is an acute serious illness or serious injury. When this happens, the insurance company must be contacted. They have will actually coordinate and approve of the medical evacuation to take place. The objective is to provide the fastest and most effective way to treat the dire medical condition.
If the acute illness is due to a pre-existing condition, then the coverage may be excluded. Having coverage for a pre-existing medical condition situation depends on multiple things, which are outlined in the policy brochure, article 6.6.
There is no deductible for anything on this BUPA international travel health insurance plan. Medical evacuation insurance is provided at 100 percent; there is no limit to the amount covered for medical evacuation insurance. Isn’t that great!