Frequently asked Questions and Answers on the Medical Travel Benefits of Atlas International

Question: Does the Atlas International plan cover pre-existing medical condition(s)?

Answer: The Atlas International international medical plan only cover acute onset of pre-existing medical condition(s) up to $20,000 lifetime maximum for eligible medical expenses and up to $25,000 lifetime maximum for emergency evacuation. This acute onset coverage is only applied for member who is under 70 years of age.

Acute Onset of Pre-existing Condition: A sudden and unexpected outbreak or recurrence of a Pre-existing Condition, which occurs spontaneously and without advance warning, either in the form of Physician recommendation or symptoms which would have caused a prudent person to seek medical attention prior to the outbreak or recurrence. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

Question:  Does the Atlas International plan, http://www.onlineglobalhealthinsurance.com/atlas-international-sports-travel.asp, cover individuals competing in professional and any type of scholastic competition?

Answer: No.

Question: I am going to be competing in an amateur paragliding competition in which winners are rewarded by trophy, ribbon, or an award.  Will the Atlas International plan,  http://www.onlineglobalhealthinsurance.com/atlas-international-sports-travel.asp, cover me?

Answer:

1. As long as the sport is not part of a team, competition, for wage or profit – it will be covered.
2. Injury resulting from participation in intercollegiate, intercollegiate, interscholastic ,or interscholastic sports or athletic activities and Professional Sports are not covered.

Question: Real life example from one of our clients: Paragliding competition I am involved in is not a scholastic or professional sport. Will I be covered?

Answer: You are correct that the paragliding competition you are involved in is not a scholastic or professional activity.  Even though the paragliding is classified as an adventure / hazardous sport it will be covered as long as the above guidelines, including the brochure found at   http://www.onlineglobalhealthinsurance.com/atlas-international-sports-travel.asp, are followed.