Trip cancellation insurance = This will refund all or a portion of your trip if your trip happens to be cancelled, you end up not being able to go, or it’s stopped halfway through. Trip cancellation is for large, expensive trips that you don’t want to lose money on. Questions to ask before purchasing trip cancellation insurance: Is it worth it? Is your trip expensive enough? Is there a reasonable doubt you won’t be able to go?
Travel medical insurance = Coverage in case you get hurt or sick overseas. It usually includes medical evacuation and political evacuation, as well as finding you a good hospital overseas if you need immediate care. Most travel medical plans cover flying someone overseas to visit you, or flying your children back to the US if they’re traveling with you. Translation services are usually included as well, so that you can clearly communicate with the doctors. Without insurance, evacuation from another country could fall anywhere between $15,000-25,000. Buying a plan for a dollar or two a day is definitely worth it!
Evacuation only insurance = For those who have a great domestic policy that will provide coverage overseas. If that’s your case, all you need is evacuation insurance since US insurance doesn’t cover that. Evacuation coverage will fly you to the hospital of your choice in the states. You should only get an evacuation only plan if your domestic policy covers everything else.
Get direct quotes or your questions answered by calling our GNI team at (480)813-9100!