HOW TO CHOOSE GOOD INTERNATIONAL HEALTH INSURANCE. A GUIDE FOR GROUPS CONSIDERING, OR CHOOSING BETWEEN, PLANS OR CARRIERS.

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From the guide:

“One clear advantage to small organizations is choosing a good group insurance policy. Larger non- profits can have a harder time getting a large number of employees to agree since generally they may be happy with their coverage, even if they end up spending more money t han they have to. Secondly, often more workers may mean more time needed to qualify due to pre-existing conditions and gathering pertinent medical data.

But, if the non-profit starts group health coverage when small, even as small as two or three workers, then when new employees are hired, they and their families are automatically are accepted into the health plan with no preconditions, so the two problems listed above are overcome. New workers that may have to raise a portion of their own support will also know an exact amount, making it much easier to budget. Administrators and personnel departments also save hundreds of hours tryng to keep track of various policies to make sure they are adequate and that workers will be provided for in case of emergency.

Here’s another tip from the guide:

“When shopping for the best rates, organizations should always consider a broker, especially one that is familar with their particular industry and has a working relationship with multiple carriers. For example, certain brokers specialize in insurance for universities and colleges. A good broker, by knowing their industry, can save you hundreds of hours by making specific recommendations and knowing which carriers to approach. The organization benefits because they instantly know they are getting the best fit and benefits to match their budget, without having to go to all those carriers individually, and repeat the paperwork process as well as the repeated questions and delays each time…”

 

Note: The information provided in this free guide was written for groups. Good Neighbor does not take any responsibility for individuals trying to use the information to make personal buying decisions or to compare polices or plans. If you are an individual looking for good international health insurance, call us for help choosing from among our wide selection of carriers and plans.