| Maternity Benefit Chart | Maternity Waiting Periods | Office Visit Co-pays |
Cost of Maternity Rider | Maternity Deductibles | Delivery/Maternity Benefits | Newborn Benefits | Baby Wellness | Complications of pregnancy |
|---|---|---|---|---|---|---|---|---|
| GeoBlue Navigator | No waiting period after rider is added. Rider can be added at renewal, if pregnant or not. | $10/abroad $30/in US Limit 8/calendar year |
$95-$165/ month per adult depending on age & deductible (at renewal) | Same as any other illness | Same as any other illness, unlimited | Same as any other illness | no waiting, as other children | Same as any other illness |
| GeoBlue Xplorer Premier | No waiting period after rider is added. Rider can be added at renewal, if pregnant or not. | $10/abroad $30/in US unlimited | $95-$225/ month per adult depending on age & deductible (at renewal) | Same as any other illness | Same as any other illness, unlimited | Same as any other illness | no waiting, as other children | Same as any other illness |
| GeoBlue Xplorer Essential (no US coverage) |
No waiting period after rider is added. Rider can be added at renewal, if pregnant or not. | $10/abroad Unlimited | $40-$150/ month per adult depending on age & deductible (at renewal) |
Same as any other illness | Same as any other illness, unlimited | Same as any other illness | no waiting, as other children | Same as any other illness |
| PA Group Signature Elite | 10 months | none | included in premium | Waived for deductibles under $5000 | Lifetime benefit up to $50,000 for delivery and complications of birth | as part of maternity benefits | 12 month waiting period | Lifetime benefit up to $50,000 for complications of birth |
| PA Group Signature Select & Care | 10 months from addition of maternity rider | none | $3250 annually Available at each renewal |
Waived for deductibles under $5000 | $5000 for normal delivery $7000 for cesarean $50,000 lifetime benefit for complications of birth | as part of maternity benefits | 12 month waiting period | $50,000 lifetime for complications of birth |
| PA Group Premier UltraCare | 10 months, if deductible is $5000 or less, no maternity benefits for higher deductible options | none | included in premium | Waived | Normal delivery/ C-section $10,000 |
Covered under complications of pregnancy if needed | 12 month waiting period | $1,000,000 per pregnancy |
| PA Group Premier Optima | Normal delivery/ C-section $7,000 |
$500,000 per pregnancy | ||||||
| PA Group Premier Select | Normal delivery/ C-section $5,000 |
$300,000 per pregnancy | ||||||
| GMMI Platinum | 10 months* | none | included in premium | $2500/per pregnancy | $50,000 lifetime benefit | $250,000 first 31 days | $200/year | $50,000 lifetime |
| Azimuth Meridian Enhanced | 12 months | none | included in premium | $2500/per pregnancy co-pay | $50,000 lifetime benefit | $500 first 60 days | $200/year 60 days waiting | $50,000 lifetime |
| Azimuth Meridian Clear | 24 months | none | included in premium | Selected deductible | $10,000 lifetime benefit ($350 sub-limit for midwife services) | included in maternity first 31 days | 12 month waiting, same as children | Part of maternity benefit ($10,000 lifetime) |
- Waiting period on GMMI Platinum extended to 24 months until conception for female applying without spouse.