What happens when an international worker comes back to the USA for a short furlough, or a Canadian wants to visit the USA? We have one good plan that will insure such a person based on their overseas residency. If they have been working in Japan, they will be insured, as would a Japanese citizen visiting the USA. The short-term plan we have is not based on citizenship as criteria for providing coverage–but on residence.
If a person is returning to the USA and has no plans to return overseas, we have several short-term plans that are available. The minimum coverage is for one month, but coverage can be taken out for up to three years. Since there are a variety of deductibles there are a variety of rates. For example, a 28-year-old male can get coverage with a $500 deductible and a 80/20 co-insurance for either $75 a month or $101 a month, depending on the plan chosen. Obviously, as the deductible increases, the rates decrease. You can apply for month-by-month coverage and also cancel the insurance when you wish. Please check out the various short-term options by going to www.gnshorttermhealthplan.com.
Short-term health insurance coverage for the USA
Just this month I received a call from a hospital in the state of New York. The hospital staff worker was asking about insurance for a young woman who has come down with lymphoma cancer. This woman and her family were raising support in order to go to Peru, and were planning to get insurance once they left the USA. But they had no insurance while raising support. Now they have a serious medical problem, so the hospital personnel found us on the web and called asking if we could help them with insurance. Of course, insurance companies will not cover such pre-existing conditions. If this family would have contacted us beforehand, we could have informed them of several short-term plans that provide good coverage in the USA. They could have taken out insurance for a month, or six months, or a year. We have good insurance for people who are in the USA on furlough or coverage for them before they leave the USA. To learn about and/or apply for these plans go to www.gnshorttermhealthplan.com. The application process is simple, and the health insurance is very cost-effective..
Short-term insurance in the USA
Almost all USA insurance companies provide short-term insurance plans for people between jobs, between school and jobs, or who don’t want to pay the high premiums for a long-term plan. The disadvantage of these plans is that they are short-term; and if you developed a chronic disease, you would only be covered up to the expiration date of the insurance plan. The flip side is that they are a lot less expensive than regular long-term plans.
If you need short-term insurance coverage before leaving for the field we suggest the “Secure Med,” “Select,” or “Horizon” plan. The only plan that will work for furloughing missionaries is the “Horizon” plan. All of these plans provide good coverage. You can study and even apply for these two plans online at www.GNshorttermhealthplan.com. We also have several other short-term plans for the furloughing international worker and the worker settling back into the USA
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.