Regarding Travel Insurance: Trip cancellation versus International travel medical insurance – What’s the difference?
“International Short-term Medical Insurance” can be easily confused with “Trip Cancellation Insurance.”
After all, both are called “travel insurance“ (as is flight insurance which is just a life insurance, or AD&D, policy in case the airplane was to crash – This coverage is always part of both types of plans below and therefore we do not recommend flight insurance).
Here is the main difference between Trip Cancellation Insurance and Travel Medical Plans:
“Trip Cancellation Insurance” focuses on insuring the cost of your trip, e.g. airline tickets, hotel reservations, etc. It may also include minimal health insurance and/or medical evacuation coverage, but first and foremost the goal is to make sure you are reimbursed money you otherwise lose if you had to cancel your trip. (Such as your deposit in case of sickness, a death on the family, loss of job, etc.) For those who want either a trip cancellation policy with strong medical coverage and emergency evacuation, we have great affordable options. We also have trip cancellation ONLY options for those whose domestic insurance will also protect them outside their national borders when they travel. Usually these types of plans are more expensive (per day) based on the length and cost of your trip.
Just make sure you already have emergency medical evacuation protection when buying a trip cancellation plan. If you are looking for a great trip cancellation policy, please go to https://www.gninsurance.com/trip-cancellation-trip-interruption-insurance/ If you need emergency medical insurance, read below.
“Short-term Travel Health Insurance” focuses on insuring you in case of illness or injury overseas or while traveling. It usually has good to very strong medical evacuation coverage and maximum medical coverage up to $1,000,000 or more. Usually our Short-term travel health insurance plans will include missed flight coverage, lost baggage coverage, translation services, help with lost documents, etc. If you are looking for a short-term (under 1 year) travel health insurance policy, please go to https://www.gninsurance.com/travel/
These types of plans are very affordable, usually starting at about a dollar a day based on your age.
We are always available to help answer any other questions you may have about this topic since people use the terms interchangeably and inadvertently create confusion. Just use the comment/question form to the right.
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