Terrorism Benefit(s) Compared:
International short-term travel medical plans with a stated terrorism benefit
Terrorism – includes criminal acts, including against civilians, committed with the intent to cause death or serious bodily injury, or taking of hostages, with the purpose to provide a state of terror in the general public or in a group of persons or particular persons, intimidate a population, or compel a government of international organization to do or to abstain from doing an act.
When comparing Short-term plans, some clients are interested in seeing what benefits each carrier has in case of terrorist attack in terms of political evacuation, etc. Depending on the plan this may vary. Most plans will deny benefits if the USA or British Foreign office has issued a State Department travel warning prior to your departure or within 6 months of your travel dates. This benefit will usually also not cover an act of terrorism in the event that an advisory to leave a certain country or location is issued by the United States government after the insured person’s arrival date, and the insured person unreasonably fails or refuses to to heed such warning or depart the country or location.
For terrorism and countries where you might be at risk, we’d like to recommend our Diplomat International plan here (not listed on chart): https://www.gninsurance.com/travel/terrorism/diplomat-international/ You may also want to consider our BUPA plan or if you’d like not only a terrorism benefit up to the max policy amount, but also stronger medical coverage in addition to higher limits across the board, check out our IMG Patriot Platinum Plan.
NOTE: The attached .pdf (click on the chart) has active links you can follow directly to the plans listed here.
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