When shopping for maternity coverage it is important to compare various plans. We have also added a special section to our GNI library providing information about international health insurance and maternity coverage.
Several important matters to keep in mind:
- The maximum coverage offered with maternity coverage
- The waiting period before maternity will be covered
- Will newborns be covered automatically on the plan
Almost all insurance plans require a 12-month waiting period before the pregnancy is covered, although conception may take place earlier. For example, if conception takes place on the fourth month after the effective date of the policy and the baby is born on the thirteenth month, the pregnancy will be covered.
Generally all insurance plans automatically decline coverage for a woman who is pregnant. We have two plans that will accept a pregnant woman for coverage, but they will put a “rider” or “waiver” on the pregnancy. The benefit here is that although the pregnancy will not be covered, the individual does have good international health insurance. Please visit the web site listed above for clarification on these two plans.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.