Frequently Asked Questions And Answers On BUPA Short Term Travel Insurance

Question: Are pre-existing medical conditions covered on this plan?

• Answer 1: Replacement of maintenance medications and maintenance check-ups on pre-existing conditions are not covered.
• Answer 2: Emergencies related pre-existing conditions which are stable for at least six months with no change of medications, symptoms or treatment are covered.
• Answer 3: We can possibly have acute pre-existing medical conditions covered. To see if this is an option we will need you to fill out a one page form. Please call one of our agents at 480.633.9500 or email us at info@gninsurance.com for this. If accepted, BUPA will cover acute care and we will need you to fill out the BUPA short term travel insurance application.

Question: Where will this BUPA short term travel insurance plan cover me?

• Answer: This travel insurance plan will cover you anywhere in around the world minus your country of residence from 1 day up to a maximum of a year.

Question: Will I be covered outside my country of citizenship or my country of residence?

• Answer: You will be covered outside the country you are residing. For example:
  • If you are a German citizen, but residing in India you will be covered throughout the world including the U.S. minus India.
  • If you are an Australian citizen residing in South Africa you will be covered throughout the world including the U.S, Australia, the rest of the world minus South Africa.
  • If you are an Indonesian citizen residing in Indonesia you will be covered throughout the world minus Indonesia.
  • Please be aware that BUPA no longer offers plans to U.S. or Canadian residents traveling overseas. This plan does insure non-U.S. and non-Canadian residents traveling anywhere in the world, including to the USA or Canada.

Question: Who may be covered on this short term travel plan while in the U.S?

• Answer: A non U.S. citizen or a U.S. citizen who is residing outside the U.S. may purchase this travel insurance policy.

Question: What is the medical network in the U.S?

• Answer: Insureds have free choice. However BUPA has a contract with UHC (United Health Care) options PPO in the U.S.  This means that for the medical expense to be billed to BUPA directly, you may want to use this PPO. Otherwise, you may have to pay the expenses up front and submit a claim for reimbursement.