Question:
Do I have to have this Trip Cancellation benefit?
Answer:
No. This is an optional benefit that you can simply add to your BUPA international travel insurance by clicking the box on the quote screen. * To get to the quote screen, you can click the link above to go back to the main BUPA page, and click the Get A Quote orange button.
Question:
What is the maximum coverage for trip cancellation on BUPA?
Answer:
There is up to $2,000 USD maximum trip cancellation insurance cover for the Single Trip policy. For the multiple trip policy, called the Annual Travel, the limit of international trip cancellation insurance is a maximum of $1,500 USD per trip.
Question:
What is covered on the trip cancellation option/rider?
Answer:
The insurance provides cover from trip cancellation in the event that:
- Insured cannot travel due to death of a close relative
- Insured becomes seriously ill or injured requiring hospitalization, or dies
- Insured is declared medically unfit to travel
Pre-existing conditions related to this will not be covered unless they meet the guidelines found in the BUPA international travel insurance policy brochure.
Question:
What is not covered by Trip Cancellation on BUPA?
Answer:
Here are examples of situations that are not covered:
- Decide not to go for reasons not covered, such as if your pet dies and you don’t want to go anymore
- Visa is denied
- Border crossing denied
- Lost job
Here are the benefits included with obtaining the Non-Medical Option in addition to the standard BUPA international travel insurance:
- Personal accident — death and disability: 75,000 USD
- Maximum baggage cover per person per trip 2,000 USD
- Theft, robbery and fire 100% of the maximum baggage cover
- Loss of or damage to registered baggage 100% of the maximum baggage cover
- Theft of passport and/or cash 10% of the maximum baggage cover
- Baggage delay 500 USD
- Personal liability — property damage 500,000 USD
- Personal liability — bodily injury 1,000,000 USD
- Travel delay — documented expenses for accommodation (overnight stay) and meals
- 500 USD, and per day 100 USD
- Missed flight connection 1,000 USD
- Hospital daily benefit 2,000 USD, and per day 50 USD
- Security and legal assistance 10,000 USD