Why we like it:
We like the Liaison International travel medical insurance plan that covers pre-existing conditions for up to age 80+. It has 3 levels to choose from as well as a great price if you are traveling with a companion – You can be on one policy together, even if unrelated, instead of each having to sign up individually. You can also be on this policy for five days up to 363 days (Or up to three years on Elite). No matter where you go, Liaison International Travel Medical Insurance follows you with: Comprehensive medical coverage, An extensive network of providers, and 24-hour travel assistance.
NOTE: We cannot sell to residents of Maryland, Washington, New York, South Dakota, and Colorado. However, your policy will cover travel to those states. We also cannot accept addresses in Iran, Syria, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Good for:
- Travel insurance that covers pre-existing conditions for up to age 80+
- People traveling with a companion can be on same policy
- People needing optional AD&D or hazardous sports coverage
- Three levels to choose from
Highlights
Liaison International Travel Medical Insurance covers pre-existing conditions:
- Liaison offers three options: Economy, Choice, and Elite (“Good, Better, and Best”) – All can include, or exclude, the U.S.
- U.S. citizens traveling to the U.S. are not eligible for this plan
- If any part of the trip is in the U.S., choose “Include the U.S.”
- All travelers must travel outside of their home country. United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories. “What is my home country?”
For non-United States citizens, it is the country where you have your permanent residence.
For United States citizens, including those with dual-citizenship, it is always the United States. - Travel Companions can be on one policy together, even if unrelated
– For example: You, your spouse, your child, your child’s friend who is traveling with your family
– For example: You and three friends all traveling together. - Optional Hazardous Sports Coverage
- Multiple languages supported
Puede inscribirse en español :: Can sign up in Spanish
Folleto en español :: Brochure in Spanish
View all languages :: Click on Google > Use “Translate to _____ ” at top
Additional Information On Liaison Economy
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Additional Information On Liaison Choice
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Additional Information On Liaison Elite
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Videos
More On Liaison International Travel Medical Insurance (Including Pre-Existing Conditions)
All three plans now have a medical maximum benefit of $5 million dollars USD, and feature the WellCard™ discount & savings card.
Economy and Choice plans allow for a minimum of 5 days up to 364 days while Elite has minimum of 5 days and a maximum of 1,092 days (3 years).
Travel Companions can be on one policy together, even if unrelated
- For example: You, your spouse, your child, your child’s friend who is traveling with your family
- For example: You and three friends all traveling together.
PPO incentives if treated in the USA in network using the UnitedHealthCare network. However, can go to the network of your choice.
Renewal e-mails sent at 30, 7 and 1 day before expiration.
Extension of benefits in home country after trip:
Economy = $5,000
Choice = $10,000
Elite = $20,000
Incidental return to home country = 5 days for every 30 days of coverage
Economy = $5,000
Choice = $10,000
Elite = $20,000
For Treatment in the U.S., failure to pre-certify, will result in a 25% penalty for non-emergencies.
These plans are not PPACA-compliant, nor are they required to be.
Plans include:
- Natural disaster evacuation
- Natural disaster daily benefit
- Political evacuation
- Felonious assault
- Terrorism
- See brochure for a complete list of travel and medical benefits
- We cover typical types of vacation activities in all three Liaison plans. However, if you plan to participate in more adventurous activities when you travel, consider buying the optional adventure sports rider for:
- bungee jumping
- caving
- hang gliding
- jet skiing
- motorcycle or motor scooter riding (whether as a passenger or a driver)
- parachuting
- parasailing
- scuba diving (to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified)
- snowmobiling
- spelunking
- wakeboard riding
- water skiing
- windsurfing
- zip lining
You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
Excludes injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sports camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities
Geographic Restrictions
Due to state licensing restrictions – We cannot sell to residents of Maryland, Washington, New York, South Dakota, and Colorado. However, your policy will cover travel to those states.
Due to country restrictions – We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions – We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.
Old and new – Liaison is now simpler, with better benefits!
- Liaison Economy is, in some ways, similar to the older Liaison International.
- Liaison Choice is, in some ways, similar to the older Liaison Continent.
- Liaison Elite is, in some ways, similar to the older Liaison Majestic.
Medical Meximum Options
Pre-existing Conditions:
Pre-existing details
Additional Information
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!