Insured Nomads Travel Medical Insurance

Samantha had been live chatting with us this past week and was able to spend some time on the phone where she was visiting her folks in the Duck Keys, the southern part of Florida.  She was sharing with one of our trained international insurance agents Beth, that she was a digital nomad and loved traveling the world the last 8 years with laptop and smartphone by her side.  She needed a great travel medical insurance policy that would allow her coverage outside the U.S.

Yes, Beth said.  We have a superb travel medical insurance plan just made for the modern digital nomad. The Insured Nomad plan here at gninsurance.com will work perfectly for you.  Let me share a bit more information with you on this, Samantha.

Here are some highlights of our Insured Nomad travel medical insurance (a) You do not need a permanent residence to apply but we do need a contact address.  (b) We understand you move around throughout the year as a digital nomad and thus a permanent address outside the U.S. is not needed. (c) Zero dollars deductible (d) Medical benefit maximum = $1,000,000 (e) Evacuation benefit maximum = $500,000 (f) Adventure sports benefits included (g) Personal equipment cover benefits included (h) and 24-hour emergency medical assistance

Lucas wrote to us yesterday stating he was going to be a digital nomad for the next 18 months traveling throughout Southeast Asia. He had been watching a lot of Mark Wiens vlogs at migrationology and was so enthusiastic to try all the foods and learn the local cultures that Mark had shared on his web site and YouTube videos. 

Lucas was concerned with about medical coverage while he was overseas. We shared with Lucas why his Insured Nomad travel medical insurance policy will work for him perfectly on his travels.

First – You have premium travel medical benefits at a cost-effective premium (a) Medical cover of up to $1,000,000 (b) Emergency evacuation benefit up to $500,000 (c) And guess what- There is no deductible. Yes, there is $0 deductible to your Insured Nomad travel medical insurance.

The Insured Nomad plan also includes (a) Adventure sports benefits, and (b) Medical benefit amounts depending age. At 35, Lucas, you will have up to $50,000 for many types of adventure sports.

Some of those adventure sports include (a) Scuba diving down to 49 meters. (b) Skydiving (c) Zip lining (d) Motorcycle riding (e) Kitesurfing and Kiteboarding (f) And many more. You’re covered to adventure however you like!

As a Third Culture Kid, born and raised in Indonesia, I moved around a lot as a kid over those first 19 year of my life.  My folks did not have a travel medical insurance plan that would fit their type of nomadic lifestyle back 50 years ago. Today, I appreciate that there is a travel medical insurance plan that works for the modern digital nomad.

Here are a few reasons why I like the travel insurance benefits of the Insured Nomad (a) You do not need a permanent residence to apply but we do need a contact address.  (b) We understand you move around throughout the year as a digital nomad and thus a permanent address outside the U.S. is not needed. (c) You do not have any deductible to pay for if you use the Insured Nomad travel medical insurance. (d) Yes, that means you have $0 deductible! (e) $1,000,000 medical benefit maximum (f) And $500,000 emergency medical evacuation maximum

Will cover (a) U.S. Citizens outside the U.S. (b) Non-U.S. Citizens may be covered outside their home country. (c) and non-U.S. Citizens traveling to the U.S.

Jessica called in to Good Neighbor Insurance yesterday here in Gilbert Arizona and asked Kristi, one of our insurance agents the travel insurance benefits of the Insured Nomads travel medical insurance she found on our web site, gninsurance.com.  She will be traveling to Bali, Indonesia for a few months.  Maybe staying there longer depending on her contract as a photographer there.  Then she said she wants to continue being a modern digital nomad and skip around to the other Southeast Asian countries depending on photography opportunities come up.

Kristi told Jessica that the Insured Nomad would work perfectly for travels to Bali for as many months she needs.  Plus, when you travel to other Southeast Asian countries or else through the world you may continue with your Insured Nomad travel medical insurance.

Here are a few travel medical insurance benefits of the Insured Nomad that I want to highlight for you Jessica, Kristi continued.  The medical insurance benefit of $1,000,000 will for sure cover you anywhere you are outside your home country, Jessica. And your emergency medical evacuation benefit is up to $500,000.

Here is another great travel insurance benefit with Insured Nomad, Jessica. There is no deductible and no co-insurance/co-pay outside the USA and Canada.  You mentioned you are 63 years young, Jessica. The Insured Nomad will work perfectly for you until you reach the young age of 70, Kristi continued.

Ashley called in to Good Neighbor Insurance yesterday, here in Gilbert Arizona, and asked one of our international insurance agents about our Insured Nomads travel medical insurance for her 8-month trip to Japan, China, and South Korea.

Question one – Do I need to have an address outside the U.S. when I am traveling, Ashley asked our international insurance agent. I will be hopping to different areas of Japan, China, and South Korea, and I won’t have a permanent overseas address.  As a digital nomad, I rely on technology to help me keep in touch and am hoping Insured Nomads travel medical insurance can accommodate me.

Answer – Yes, said Tracy, one of our international insurance agents answered.  You do not need an overseas address to apply and be accepted on your Insured Nomads travel medical insurance. All we will need is your home country mailing address.

Sounds great, Ashley said.  I have a few more questions though.

Question two – If I get sick or injured, which doctor or hospital do I go to when I am on my Insured Nomads travel medical policy?

Answer – You may visit any western style medical facility outside your country of residence.  And there is no deductible or copay on your Insured Nomads policy, Ashley, Tracy mentioned.

Tyler called in to Good Neighbor Insurance yesterday, here in Gilbert Arizona, and asked one of our international insurance agents about our Insured Nomads travel medical insurance for his travels to South Africa, Turkey, Greece, and then to Italy to finish up his 14 month nomad trip before he heads back home to Seattle, Washington.

Tyler shared with Kristi, one of our international insurance agents, that he liked our plan videos under our resource tab of our web site at gninsurance.com and felt the Insured Nomads travel medical insurance would fit his travel insurance needs while he was outside the U.S.

So here are my three questions, Kristi.  

Question one – My folks want to make sure I have evacuation insurance on my Insured Nomads travel medical policy.  Can you explain more on that, Kristi?

Answer – For sure, Tyler.  Emergency medical evacuation benefit on your policy is extremely important, if not one of the most important travel insurance benefits of a travel insurance policy. Yes, you do have emergency medical evacuation coverage on your Insured Nomads travel medical policy.  You have up to $500,000 (all dollar amounts are in USD) of coverage.  Also, Tyler, there is political evacuation coverage also of up to $10,000.  

One last question, Tyler asked.  I have a couple of my friends that I will meet that have started their travels but for some reason never purchased travel medical insurance.  Since they are on their trip, can they still purchase the Insured Nomads travel medical policy?

Answer – Great question, Tyler.  They sure can. Just like with your credit card and mobile phone when you travel outside your home country, you don’t want to be without it.  The same goes with travel medical insurance because one day you may need it.  The Insured Nomads travel medical insurance may be purchased after you are on your trip for sure.  However, pre-existing conditions are not covered.  So, if your friend already sprained his hand for example, this travel medical insurance policy, and any other travel medical insurance policy will not cover him since he hurt himself before he purchased his travel medical insurance.  That is why we recommend at Good Neighbor Insurance to purchase your travel medical insurance policy before you step outside your country of citizenship / residency.