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Understanding My Trip Cancellation Insurance

Trip cancellation insurance is a type of travel insurance that can protect you from financial losses if you need to cancel your trip due to unforeseen circumstances. For example, if you or a family member becomes seriously ill and you are unable to travel, trip cancellation insurance can provide you with reimbursement for any non-refundable expenses you have paid for the trip, such as airfare or hotel reservations (depending on what level of trip cancellation benefits you invested in).

Trip cancelation insurance may also cover other unexpected events, such as natural disasters, strikes, or acts of terrorism, that may prevent you from traveling. It’s important to note, however, that not all reasons for canceling your trip are covered by trip cancellation insurance, so it’s important to carefully review the policy and you may chat with one of our experienced global trip cancellation insurance advisors to find the best options for your peace of mind.

Our varied trip cancellation insurance options are good for:

  • Standard trip cancellation insurance provides evacuation and trip cancellation with limited medical coverage.
  • Premium trip cancellation insurance provides evacuation with “cancel for any reason” (CFAR) and up to 100% trip cancellation. Our premium trip cancellation plans also provide strong medical coverage in case your U.S. domestic plan doesn’t cover you overseas/out-of-network.
  • These trip cancelation insurance plans benefit you in case you have to cancel prior to your trip prior to your departure date. The reason for cancellation must be listed in your travel insurance policy. (Some policies have optional cancellation for any reason.)
  • Trip interruption insurance plans typically reimburse you for pre-paid, non-refundable travel expenses if an unexpected crisis occurs during your trip causing it to be cancelled, interrupted or delayed. Examples of crisis include death of a family member, sickness, airline strike, travel supplier bankruptcy and others.

Click the links below to go to the desired section.

  1. I have a pre-existing condition which might not allow me to go. Will that cancellation be covered?
  2. Why would a person need a trip cancellation insurance plan?
  3. Will my trip cancellation insurance plan cover my flight home if my elderly parent has a medical emergency?

 

I have a pre-existing condition which might not allow me to go. Will that cancellation be covered?

Question – I have a pre-existing condition which might not allow me to travel. Doug, will that cancelation be covered on my trip cancellation insurance?

Answer – Isabella, trip cancelation plans with this trip cancellation benefit must be purchased usually within 10-14 days of your initial trip deposit.

Also, do keep these two things in mind, Isabella.

  • Trip cancelation plans will exclude coverage for a pre-existing condition, but will “waive” this exclusion if you purchase your coverage within the allotted time frame.
  • For pre-existing conditions, you must be medically able to travel at the time you purchase your trip cancelation plan.

Change is always in the air!  Please check out our trip cancellation insurance options on our web page at https://www.gninsurance.com/travel/trip-cancellation for the most up-to-date information on your international insurance –

  • or call us at 480-813-9100 or we can set up a video call.
  • or email us at info@gninsurance.com

Your GNI team here in Gilbert Arizona, wishes you safe and awe-inspiring global travels, Isabella.

www.gninsurance.com

 

Why would a person need a trip cancellation insurance plan?

Ask Doug – about trip cancellation insurance is a series of videos providing information on how to use your trip cancellation travel medical insurance best for you – https://www.gninsurance.com/travel/trip-cancellation

Question – Why would a person need a trip cancelation plan, Doug?

Answer – A great question, Logan. A trip cancelation plan will offer coverage for both the health and financial investment of the traveler. All of the trip cancelation plans that we offer include travel medical coverage and emergency medical evacuation during your travels.

Change is always in the air!  Please check out our trip cancellation insurance options on our web page at https://www.gninsurance.com/travel/trip-cancellation for the most up-to-date information on your global travel insurance –

  • or call us at 480-813-9100 or we can set up a video call.
  • or email us at info@gninsurance.com

Your GNI team here in Gilbert Arizona, wishes you safe and awe-inspiring global travels, Logan.

www.gninsurance.com

 

Will my trip cancellation insurance plan cover my flight home if my elderly parent has a medical emergency?

Question – What if, while during my global travels, my elderly parent has a medical emergency. Will the Trip Cancellation plan cover my flight home, Doug?

Answer – Maja, on most of our trip cancellation insurance, a trip interruption would be covered. If you have a change fee, or have pay for additional airfare, you would be able to file a claim.

Change is always in the air!  Please check out our trip cancellation insurance options on our web page at https://www.gninsurance.com/travel/trip-cancellation for the most up-to-date information on your international insurance –

  • or call us at 480-813-9100 or we can set up a video call.
  • or email us at info@gninsurance.com

Your GNI team here in Gilbert Arizona, wishes you safe and awe-inspiring global travels, Maja.

www.gninsurance.com

 

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