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Trip Cancellation Insurance – Trip Interruption Insurance

Trip Cancellation Insurance – Trip Interruption Insurance

Travel Insurance Plans to protect your deposits/finances

Not sure which trip cancellation insurance plan to select? Scroll down to see a quick summary of each plan. Our plans also feature emergency medical protection.. Not all plans do.

These Travel Plans are Good for:

  • Standard trip cancellation insurance provides evacuation, trip cancellation with limited medical coverage.
  • Premium trip cancellation insurance provides evacuation, with “cancel for any reason” and up to 100% trip cancellation, with strong medical coverage in case your domestic plan doesn’t cover you overseas/out-of-network.
  • These insurance plans benefit you in case you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. (Some policies have optional cancellation for any reason.)
  • Trip interruption insurance plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crises (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be cancelled, interrupted or delayed.

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We Recommended

  • Our recommended plan

    HTH Trip Protector Trip Cancellation For Any Reason

    100% “Trip cancellation for any reason” option for U.S. travelers

    Get a Quote Buy Online Find out More
    • Covers up to 125% of trip costs
    • Optional 100% Trip Cancellation For Any Reason
    • Direct pay to hospitals and doctors and premium level of coverage
    • For U.S. residents – Usually our most cost effective plan

    Price

    $ $ $

    Coverage

  • Our recommended plan

    Roundtrip Elite – Trip Cancellation Insurance

    Trip Cancellation Insurance for any reason – For U.S. travelers

    Get a Quote Buy Online Find out More
    • Optional “trip cancellation insurance for any reason”
    • Up to age 81+
    • For travel within the USA or outside the USA, incl. driving trips
    • Pre-existing conditions can be covered by this plan

    Price

    $ $ $ $

    Coverage

  • Our recommended plan

    iTravel Trip Cancellation – Affordable & benefit-rich

    Our best trip cancellation plan with medical benefits up to age 99!

    Get a Quote Buy Online Find out More
    • iTravel LX – Includes “trip cancellation for any reason”
    • One of our best trip cancellation insurance policies up to age 99
    • iTravel SE – Children are free on this family-friendly trip cancellation plan
    • The exclusion for pre-existing conditions can be waived

    Price

    $ $

    Coverage

covered pontoon boat on water
Addl. Trip Cancellation Plans

How it works and what you should know

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Unlike travel medical insurance, which is meant to protect your health/your body, trip cancellation insurance is designed to protect your finances against loss of non-refundable trip deposits, non-refundable tickets, etc. in case you cannot go on a pl,anned trip or must return home early before your trip is complete.

Many travel agents offer travel insurance (meaning trip cancellation coverage), however not only is it more expensive than travel medical insurance, but often it has very poor travel medical benefits as well.

The trip cancellation products offered through Good Neighbor Insurance all feature strong travel medical coverage and benefits as well as excellent trip cancellation benefits, incl. up to 100% return on investment, and/or what is called “cancel for any reason.”

Most trip cancellation policies list specific reasons you may be refunded in case you must miss your trip. These may include:
Sickness, injury or death of you the insured, an immediate family member, traveling companion, or business partner, medically imposed restrictions as certified by a Physician at the time preventing your continued participation in the trip.
If you, the insured must cancel or interrupt your trip due to injury or sickness of an immediate family member not traveling with the insured, because their condition is life threatening.
If you must assume daily management of a business.
Financial Default of an airline, cruise line, or tour operator (provided the financial default occurs more than 14 days following your effective date for the Trip Cancellation).
Strike resulting in complete cessation of travel services at the point of departure or Destination.

Your primary residence or your destination is made inaccessible or uninhabitable by fire, natural disaster, vandalism, or burglary;
(Note: Benefits are often not payable if a hurricane is named on or before the effective date of the Insured’s Trip Cancellation coverage.)
If you are subpoenaed, required to serve on a jury, hijacked, or quarantined
If you are called to active military service or your military leave is revoked or reassigned
A terrorist incident occurs, in a city listed on your itinerary, within 30 days of your scheduled arrival
If you or a traveling companion are terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. (This provision is not applicable to temporary employment, independent contractors or self-employed persons.)

Some policies also allow for trip cancellation due to a pre-existing medical condition.
However, we also have policies that allow you to “Cancel for any reason.” If interested, we encourage you to contact us for more details.

 

You should also pay attention to how early after you pay your deposit you must choose to purchase trip cancellation insurance, sometimes it is within 10 days, or sometimes 30 days.

There are also limits on trip costs (for example, “Coverage up to $25,000 per person”), and length of trip it will cover.

We are ready to help you select the right trip cancellation policy that is right for you and your travel needs.
Contact us at 1(480)813-9100 or email us at info@gninsurance.com for a recommendation.