Adventure And Extreme Sports Health Insurance

Some of our travel insurance plans include basic sports/recreational sports without needing specialized sports insurance coverage or a rider.

Other plans include riders for most sports often with different levels or tiers of sports or adventure sports risks/extreme sports insurance coverage.

We can cover almost every adventure sport or extreme sport minus BASE jumping, and motor cross. Paragliding and skydiving is getting increasingly difficult to cover.

DogTag will even cover U.S. sports enthusiasts over 100 miles away from your home (U.S. travel within USA) and has a trip cancellation option as well. It may also have the most extensive list of covered sports (see chart here). Regardless of which policy you are considering – We strongly suggest you always check the brochure, summary of benefits or sample certificate to verify coverage and benefits. Also check for any limitations or qualifications. (Sometimes there are elevation limits, or you must be with a certified instructor or guide, or in regards to use of certain equipment.)

For U.S. traveling outside the USA to pursue your sport/hobby as well as non-U.S. citizens, you have more options.

We’d be happy to help you select the right policy to cover your travel and your participation in your sport of choice. It may be jiu-jitsu training in Brazil or trekking in the Himalayas. Many of these plans will not cover you if competing. Even for just a trophy or recognition/standings published in a sport journal or magazine. Please be aware before you purchase or participate. Again, we are here to help you select the right policy so please feel free to call us or email us at info@gninsurance.com.

We can also cover team sports, intercollegiate, etc.. If you are a coach or a team coordinator, reach out and let us help you insure your participants and helpers. Intercollegiate team sport coverage DOES include competitive sports and awards.

Choose a higher than average benefit or evacuation amount:

You may want to consider a higher maximum medical benefit amount and evacuation benefit depending on your destination and risk. The more remote you are and the higher the risk of serious injury may mean hospital bills exceeding $250,000.

Equipment and replacement costs:

We realize that most specialized sports equipment is very expensive. Please note that most of these plans have a lost luggage benefit that will not come close to replacing costly gear. What’s more, you must be able to produce receipts if equipment is lost or damaged in order to get reimbursed. This Loss benefit should not take the place of personal property insurance.