Travel Medical and Expat Health Insurance that includes COVID-19 coverage.
We’ve put together a list of plans that could cover you in the event you contract the coronavirus. Below you’ll find plans for expatriates (those who live overseas for more than 12 months), short-term travelers (those visiting overseas), and group travelers (those visiting overseas as a group).
We will continually work to update this page as we get more information from providers, however, the best way to make sure you and your family or group are covered is to get a quote from one of our expert agents for your unique travel situation.
This page was last updated: October 7th, 2020
Expatriate Plans
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Our recommended plan
Cigna Global Individual Overseas Medical Insurance Plans
A “build it yourself” benefits plan from Cigna
- Excellent overseas travel medical insurance from Cigna Global
- No age limits and guaranteed renewability
- Worldwide network of over 1 million hospitals and physicians
- You can build a unique plan by selecting just what you want
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Our recommended plan
Nomad Health Insurance Plan
The Nomad Health Insurance
- Those living long-term outside of their Home country, but without a permanent address.
- Those looking for rich benefits at a very affordable price
- Those who may need up to 6 months a year in their Home Country
- Those who require good insurance, but need to have global coverage
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Our recommended plan
GeoBlue Navigator Insurance For Volunteers, Social Good, NGO & Missionaries
Excellent U.S. expat and volunteer travel insurance
- Discounted insurance for volunteers and expats
- A full-featured plan from a well-known carrier
- Those needing up to 9 months per year back in the USA
- Part of the Blue Cross Blue Shield network
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Our recommended plan
GeoBlue Xplorer Overseas Expatriate Insurance with maternity coverage
Excellent expat health insurance with maternity coverage
- Has unlimited annual and lifetime medical maximums
- No waiting periods associated with any preventive services
- Covers injuries or illnesses that are a result of a terrorist act
- Up to 9 mo. in the USA per year while visiting as expats
Short-Term Travel Plans
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Our recommended plans
Atlas International Medical Insurance Policy
Great choice for travelers with personal liability & crisis response
- U.S. citizens traveling internationally
- Includes $10,000 in personal liability coverage, with option to increase to $100,000
- Very affordable option
- Non-U.S. citizens traveling outside their home country or to the USA
- Covers those over 80 years old
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Our recommended plans
Geoblue Voyager International Medical Insurance
One of the best travel medical insurance plans available for U.S. travelers
- One of the best travel medical insurance policies anywhere!
- For U.S. travelers to age 94 anywhere in the world – No restrictions
- Excellent for medical workers, missionaries, charitable work, and volunteers
- Best for older travelers or those with pre-existing conditions
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Our recommended plans
Patriot America Plus
Coverage for non-U.S. citizens/residents traveling to America
- For travel to America and countries outside of your home country
- Travelers up to age 80+
- U.S. citizens living abroad and needing coverage for trips to the USA
- Has great benefits for the low price
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Our recommended plans
Trawick Safe International Travel Insurance
An affordable travel insurance option for U.S. and Non-U.S. travelers
- U.S. citizens traveling internationally
- Excellent global travel insurance for non-U.S. citizens
- Non-U.S. travelers looking for worldwide coverage at a good price
- The most cost-effective option we have for Athletic Sports
- Coverage from 5 days to 1 year + easily renew up to 24 consecutive months
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Our recommended plans
Trawick Travel Insurance To The USA
A great plan for visitors and immigrants to the U.S. up to age 89
- Visitors and immigrants to the U.S. can purchase for up to two years
- Excellent benefits with per-day rates from 5 days up to 12 months
- Coverage available to ages 0-89 years old
- Good athletic/recreational sports option
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Our recommended plans
Diplomat America Travel Medical Insurance
Great travel health insurance for travel to the USA and those doing sports
- Travel Medical Insurance for visitors to USA
- Covers most adventure sports and team sports in the USA
- Offers up to 1 year of coverage
- Up to 1,000,000 in AD&D benefit
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Our recommended plans
Seven Corners Liaison Travel Plus Insurance
International travel medical coverage with high medical maximum and COVID-19 coverage.
- Liaison Travel Plus offers multiple deductibles and medical maximums – All can include, or exclude, the U.S.
- U.S. citizens traveling to the U.S. are not eligible for this plan
- If any part of the trip is in the U.S., choose “Include the U.S.”
- All travelers must travel outside of their home country. United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories.
- “What is my home country?” For non-United States citizens, it is the country where you have your permanent residence. For United States citizens, including those with dual-citizenship, it is always the United States.
- Travel Companions can be on one policy together, even if unrelated.
- Optional Hazardous Sports Coverage for activities such as parasailing, snowmobiling, surfing, and zip lining, for example.
Group Travel Plans
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Our recommended plan
Day Tripper Short-term Group Travel
An excellent group travel policy for those 19-49 years old
- Has an up to 100k personal liability option
- Rates start as low as $.74 a day
- No minimum number of team members
- Large groups of 25 or more receives discounted rates
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Our recommended plan
Seven Corners Short-Term Team Insurance
For those looking for the lowest rates for their group, even families
- Those wanting the lowest possible rates, incl for seniors.
- Wanting the easiest experience of enrolling a group online
- Specially designed for teams, even families
- Includes terrorism, political evac, and natural disaster coverage!
COVID-19 Risk and Coverage
The risk of contracting COVID 19 continues to be high in many places around the world and it is important for people living overseas or traveling overseas to make sure they have coronavirus insurance coverage. Some people have been surprised to learn that their international or travel health insurance policy does not include pandemic insurance coverage. Understanding your health insurance policy’s coverage is vital because COVID 19 treatment can be expensive. According to a recent report by FAIR Health, a 6-day inpatient stay for someone without insurance to get treatment of coronavirus symptoms averages $73,300. Even outpatient & ER treatment of COVID 19 symptoms can easily reach tens of thousands of dollars. Consequently, if you are an expatriate or traveling overseas, you’ll want to be sure that your health insurance policy includes coronavirus insurance coverage.