The Best Expat Travel Insurance with Covid Cover for your Overseas Stay
We’ve put together a list of expat travel insurance with Covid cover plans that could cover you in the event you contract the coronavirus. Below you’ll find plans for expatriates (those who live overseas for more than 12 months), short-term travelers (those visiting overseas), and group travelers (those visiting overseas as a group).Â
We will continually work to update this page as we get more information from providers, however, the best way to make sure you and your family or group are covered is to get a quote from one of our expert agents for your unique travel situation.Â
This page was last updated: January 31st, 2022
Short-Term Travel Plans
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Our recommended plans
Trawick Safe International Travel Insurance
An affordable travel health insurance option for U.S. and Non-U.S. travelers
- Excellent global travel insurance for non-U.S. citizens
- Non-U.S. travelers looking for worldwide coverage at a good price
- The most cost-effective option we have for Athletic Sports
- Coverage from 5 days to 1 year + easily renew up to 24 consecutive months
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Our recommended plans
Atlas International Travel Medical Insurance Policy
Great choice for travelers with personal liability & crisis response
- U.S. citizens traveling internationally
- Includes $10,000 in personal liability coverage, with option to increase to $100,000
- Very affordable option
- Non-U.S. citizens traveling outside their home country or to the USA
- Covers those over 80 years old
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Our recommended plans
Outreach International Travel Insurance
One of the most affordable travel insurance plans ANYWHERE
- Most affordable option for volunteers, charitable travel, missions,…
- Great benefits for a good price
- People wanting coverage for 12 months or more without going through underwriting
- Available to travelers up to age 65 from almost any country
- Includes coverage for COVID-19
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Our recommended plans
Geoblue Voyager International Medical Insurance
One of the best travel medical insurance plans available for U.S. travelers
- One of the best travel medical insurance policies anywhere!
- For U.S. travelers to age 94 anywhere in the world – No restrictions
- Excellent for medical workers, missionaries, charitable work, and volunteers
- Best for older travelers or those with pre-existing conditions
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Our recommended plans
Patriot America Plus
Coverage for non-U.S. citizens/residents traveling to America
- For travel to America and countries outside of your home country
- Travelers up to age 80+
- U.S. citizens living abroad and needing coverage for trips to the USA
- Has great benefits for the low price
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Our recommended plans
Diplomat America Travel Medical Insurance
Great travel medical insurance for visitors to USA and those doing sports
- Travel Medical Insurance for visitors to USA
- Covers most adventure sports and team sports in the USA
- Offers up to 1 year of coverage
- Up to 1,000,000 in AD&D benefit
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Our recommended plans
Trawick Travel Insurance To The USA
Health insurance for foreign visitors and immigrants to the U.S. up to age 89
- Visitors and immigrants to the U.S. can purchase for up to two years
- Excellent benefits with per-day rates from 5 days up to 12 months
- Coverage available to ages 0-89 years old
- Good athletic/recreational sports option
Expatriate Plans
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Our recommended plan
Cigna Global Individual Overseas Medical Insurance Plans
A “build it yourself” benefits plan from Cigna
- Excellent overseas travel medical insurance from Cigna Global
- No age limits and guaranteed renewability
- Worldwide network of over 1 million hospitals and physicians
- You can build a unique plan by selecting just what you want
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Our recommended plan
GeoBlue Navigator Insurance For Volunteers, Social Good, NGO & Missionaries
Excellent U.S. expat and volunteer insurance
- Discounted insurance for expats and volunteers up to age 74
- A full-featured plan from a well-known carrier
- Those needing up to 9 months per year back in the USA
- Part of the Blue Cross Blue Shield network
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Our recommended plan
GeoBlue Xplorer Overseas Expat Insurance with maternity coverage
Excellent expat insurance with maternity coverage
- Has unlimited annual and lifetime medical maximums
- No waiting periods associated with any preventive services
- Covers injuries or illnesses that are a result of a terrorist act
- Up to 9 mo. in the USA per year while visiting as expats
Group Travel Plans
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Our recommended plan
Day Tripper Short-term Group Travel Insurance
Budget-friendly group travel insurance with COVID-19 coverage
- Has an up to 100k personal liability option
- Rates start as low as $.74 a day
- No minimum number of team members
- Large groups of 25 or more receives discounted rates
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Our recommended plan
Outreach Group Travel Short-Term Team Insurance
Excellent group overseas travel insurance at specially contracted rates!
- Available for travel from anywhere to anywhere – starting at $0.93 a day
- For charitable groups and teams who are volunteering – SPECIAL RATES
- Exclusive plan available only at Good Neighbor Insurance
- We allow teams with as few as one traveler per trip!
- Includes coverage for COVID-19
COVID-19 Risk and Coverage
The risk of contracting COVID 19 continues to be high in many places around the world and it is important for people living overseas or traveling overseas to make sure they have coronavirus insurance coverage. Some people have been surprised to learn that their international or travel health insurance policy does not include pandemic insurance coverage. Understanding your health insurance policy’s coverage is vital because COVID 19 treatment can be expensive. According to a recent report by FAIR Health, a 6-day inpatient stay for someone without insurance to get treatment of coronavirus symptoms averages $73,300. Even outpatient & ER treatment of COVID 19 symptoms can easily reach tens of thousands of dollars. Consequently, if you are an expatriate or traveling overseas, you’ll want to be sure that your health insurance policy includes coronavirus insurance coverage.