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COVID-19 Coverage Options for Travel and Expatriate Medical Insurance

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The Best Expat Travel Insurance with Covid Cover for your Overseas Stay

We’ve put together a list of expat travel insurance with Covid cover plans that could cover you in the event you contract the coronavirus. Below you’ll find plans for expatriates (those who live overseas for more than 12 months), short-term travelers (those visiting overseas), and group travelers (those visiting overseas as a group). 

We will continually work to update this page as we get more information from providers, however, the best way to make sure you and your family or group are covered is to get a quote from one of our expert agents for your unique travel situation. 

This page was last updated: January 31st, 2022

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Short-Term Travel Plans

  • Our recommended plans

    Trawick Safe International Travel Insurance

    An affordable travel health insurance option for U.S. and Non-U.S. travelers

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Excellent global travel insurance for non-U.S. citizens
    • Non-U.S. travelers looking for worldwide coverage at a good price
    • The most cost-effective option we have for Athletic Sports
    • Coverage from 5 days to 1 year + easily renew up to 24 consecutive months

    Price

    $ $ $

    Coverage

  • Our recommended plans

    Atlas International Travel Medical Insurance Policy

    Great choice for travelers with personal liability & crisis response

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • U.S. citizens traveling internationally
    • Includes $10,000 in personal liability coverage, with option to increase to $100,000
    • Very affordable option
    • Non-U.S. citizens traveling outside their home country or to the USA
    • Covers those over 80 years old

    Price

    $ $

    Coverage

  • Our recommended plans

    Outreach International Travel Insurance

    One of the most affordable travel insurance plans ANYWHERE

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Most affordable option for volunteers, charitable travel, missions,…
    • Great benefits for a good price
    • People wanting coverage for 12 months or more without going through underwriting
    • Available to travelers up to age 65 from almost any country
    • Includes coverage for COVID-19

    Price

    $ $

    Coverage

  • Our recommended plans

    Geoblue Voyager International Medical Insurance

    One of the best travel medical insurance plans available for U.S. travelers

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • One of the best travel medical insurance policies anywhere!
    • For U.S. travelers to age 94 anywhere in the world – No restrictions
    • Excellent for medical workers, missionaries, charitable work, and volunteers
    • Best for older travelers or those with pre-existing conditions

    Price

    $ $ $ $

    Coverage

  • Our recommended plans

    Patriot America Plus

    Coverage for non-U.S. citizens/residents traveling to America

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • For travel to America and countries outside of your home country
    • Travelers up to age 80+
    • U.S. citizens living abroad and needing coverage for trips to the USA
    • Has great benefits for the low price

    Price

    $ $

    Coverage

  • Our recommended plans

    Diplomat America Travel Medical Insurance

    Great travel medical insurance for visitors to USA and those doing sports

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Travel Medical Insurance for visitors to USA
    • Covers most adventure sports and team sports in the USA
    • Offers up to 1 year of coverage
    • Up to 1,000,000 in AD&D benefit

    Price

    $ $

    Coverage

  • Our recommended plans

    Trawick Travel Insurance To The USA

    Health insurance for foreign visitors and immigrants to the U.S. up to age 89

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Visitors and immigrants to the U.S. can purchase for up to two years
    • Excellent benefits with per-day rates from 5 days up to 12 months
    • Coverage available to ages 0-89 years old
    • Good athletic/recreational sports option

    Price

    $ $ $

    Coverage

Expatriate Plans

  • Our recommended plan

    Cigna Global Individual Overseas Medical Insurance Plans

    A “build it yourself” benefits plan from Cigna

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Excellent overseas travel medical insurance from Cigna Global
    • No age limits and guaranteed renewability
    • Worldwide network of over 1 million hospitals and physicians
    • You can build a unique plan by selecting just what you want

    Price

    $ $ $ $

    Coverage

  • Our recommended plan

    GeoBlue Navigator Insurance For Volunteers, Social Good, NGO & Missionaries

    Excellent U.S. expat and volunteer insurance

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Discounted insurance for expats and volunteers up to age 74
    • A full-featured plan from a well-known carrier
    • Those needing up to 9 months per year back in the USA
    • Part of the Blue Cross Blue Shield network

    Price

    $ $ $ $

    Coverage

  • Our recommended plan

    GeoBlue Xplorer Overseas Expat Insurance with maternity coverage

    Excellent expat insurance with maternity coverage

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Has unlimited annual and lifetime medical maximums
    • No waiting periods associated with any preventive services
    • Covers injuries or illnesses that are a result of a terrorist act
    • Up to 9 mo. in the USA per year while visiting as expats

    Price

    $ $ $ $

    Coverage

Group Travel Plans

  • Our recommended plan

    Day Tripper Short-term Group Travel Insurance

    Budget-friendly group travel insurance with COVID-19 coverage

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Has an up to 100k personal liability option
    • Rates start as low as $.74 a day
    • No minimum number of team members
    • Large groups of 25 or more receives discounted rates

    Price

    $ $

    Coverage

  • Our recommended plan

    Outreach Group Travel Short-Term Team Insurance

    Excellent group overseas travel insurance at specially contracted rates!

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Available for travel from anywhere to anywhere – starting at $0.93 a day
    • For charitable groups and teams who are volunteering – SPECIAL RATES
    • Exclusive plan available only at Good Neighbor Insurance
    • We allow teams with as few as one traveler per trip!
    • Includes coverage for COVID-19

    Price

    $ $

    Coverage

COVID-19 Risk and Coverage

The risk of contracting COVID 19 continues to be high in many places around the world and it is important for people living overseas or traveling overseas to make sure they have coronavirus insurance coverage. Some people have been surprised to learn that their international or travel health insurance policy does not include pandemic insurance coverage. Understanding your health insurance policy’s coverage is vital because COVID 19 treatment can be expensive. According to a recent report by FAIR Health, a 6-day inpatient stay for someone without insurance to get treatment of coronavirus symptoms averages $73,300. Even outpatient & ER treatment of COVID 19 symptoms can easily reach tens of thousands of dollars. Consequently, if you are an expatriate or traveling overseas, you’ll want to be sure that your health insurance policy includes coronavirus insurance coverage.

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