- Are you planning international travels during your pregnancy? It is important to make sure that you have international insurance benefits that include coverage for complications.
- It is also extremely important that you are not traveling against medical advice. Always check with your doctor to make sure you are medically able to travel.
- Also check the Travel Warnings for your destination country. Certain disease outbreaks (Zika, for example) carry a higher risk for pregnant women.
- For those coming to the U.S., at this time, Good Neighbor Insurance does not carry a plan for maternity coverage to cover the birth for a person who is already pregnant.
- All of our long-term insurance plans have a minimum of 10-12 months waiting period for maternity coverage. We cannot recommend a plan for those wanting to have coverage for a U.S. birth.
For U.S. residents
The top two best insurance options
GeoBlue Voyager Choice and Essential Single Trip Travel Insurance
A great plan for U.S. travelers – single trip travel insurance with pre existing medical conditions
For non-U.S. residents
Bupa Global Travel Insurance
The Best Short Term Travel Health Insurance for Non-U.S. residents to age 69
Atlas International including many travel options
Affordable international travel health insurance up to 80+ incl. personal liability
What is covered? What is considered a “complication” of pregnancy?
- On international travel medical plans that include coverage for complications of pregnancy, a complication will be a condition that puts the life of the mother and/or baby in jeopardy.
- Examples of conditions that are NOT covered would be occasional spotting, false labor, or morning sickness.
If I give birth during my trip, will my delivery and baby be covered?
- Delivery of the baby is only covered if it’s due to an eligible complication (pre-eclampsia for example).
- If the pre-term labor puts the mother or child in danger, then it would be covered.
- Babies born during international travel will not be covered on the mother’s policy.