Why we like it:
Outreach is one of our best international travel insurance policies for charitable travel, missionaries and volunteers (up to age 65), for a few days up to 24 months. It is also our most popular! One of our most affordable options, it features specially discounted rates. And can be purchased after departure (in case you forgot). It is available to people from almost any country up to age 65 ($2,000,000 max), or up to 80+ (Up to $10,000 medical maximum).
For those volunteering, or on a mission trip, this plan features great benefits for a very good price. Good for those seeking a plan up to 24 months. May repurchase for as long as you are traveling outside of your country of citizenship. For Americans, if overseas for ten months or more, you may purchase two months of home country coverage in the USA.
- Most affordable option for volunteers, charitable travel, missions,…
- Great benefits for a good price
- People wanting coverage for 12 months or more without going through underwriting
- Available to travelers up to age 65 from almost any country
Choose from two Outreach International plans:
Coverage per day up to 24 months and longer for U.S. citizens traveling outside the USA (option 1 below); OR F
OR Non-U.S. citizens traveling to the USA or throughout the world (including the U.S. and Canada), except their country of citizenship (option 2 below).
Both automatically include:
- Medical travel insurance
- Medical Evacuation of $500,000 to nearest adequate facility for life threatening medical condition(s)
- Return of mortal remains, political evacuation, emergency reunion, terrorism coverage, and many other benefits
If overseas ten months or more you may purchase two months of home coverage in USA
Coverage renewable for up to two years at a time and able to extend
May purchase for as many times as long as you are/will be traveling/residing outside the U.S. and Canada
Both plans are available for individuals and families for a minimum of five days up to a maximum of two years, and offer a complete package of international benefits. A separate Group Travel Outreach plan is available for groups of five or more who are traveling outside of their home country as well as outside of the U.S.
Option 1: Outreach International
For U.S. citizens/residents
Best international travel insurance for U.S. citizens traveling outside of the U.S.
Option 2: Outreach America
For Non-U.S. citizens/residents
The best international travel insurance for Non-U.S. citizens traveling throughout the world including the U.S. and Canada, except within your own country of citizenship.
Why Outreach International or Outreach America are our best international travel insurance plans
When looking for the best international travel insurance (travel health insurance) with worldwide coverage, we consider benefits, cost, and carrier reputation. There are many excellent international travel health insurance plans but many will either have extensive benefits (and charge for them) or will aim for affordability by cutting benefits or limiting them. IMG Outreach International and IMG Outreach America combine both the best travel benefits with an affordable price that fits the majority of travelers going overseas to volunteer, to learn more about the world, or on a mission trip or family reunion/wedding/cultural exchange.
For most travelers in reasonably good health, Outreach International is going to be a good choice for your travel health insurance needs. It’s also one of the top three we normally recommend for travelers going overseas. Outreach America is the same plan for non U.S. coming to the USA and wanting good medical travel insurance for their stay.
The emergency evacuation max is always $500,000 which is separate from and in addition to your choice of maximum medical coverage. This should be more than enough and is a generous for emergency medical transportation.
IMG has a great reputation, serving hundreds of thousands of travelers and offering translation services and many other non-medical travel benefits.
If you are going to be staying overseas for more than a month or two, you may also want to consider the Accidental Death and Dismemberment rider. Most life insurance plans will not cover you if you are staying overseas over a certain number of days. Please check with your life insurance company and then decide if the rider makes sense for you and your family.
Another thing to consider is Outreach International allows you to extend your coverage if you decide to stay overseas for a longer period. This is a nice feature and is not allowed by all medical travel insurance plans. It is an option for volunteers overseas, teachers, those working with non-profits overseas and need insurance, as well as missionaries and short-term missionaries or those with faith-based organizations.
Good Neighbor has had a close relationship with IMG over the last two decades. We have been awarded many top awards by IMG over the years and our staff have attended IMG University which aims at making sure clients have the products and services they need to stay safe. They also learn about 24/7 evacuation and emergency services from doctors and medical personnel on site.
Why IMG (International Medical Grouop)
For more than 25 years, International Medical Group® (IMG®) has provided global benefits and assistance services to millions of members in almost every country. We’re committed to being there with our members wherever they may be in the world, providing them Global Peace of Mind®. With 24/7 worldwide assistance and medical management services, multilingual claims administrators and highly trained customer service professionals, IMG delivers the insurance products international members need, backed by the services they want.
IMG’s globally recognized underwriters, A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd’s, offer the financial security and reputation demanded by international consumers.
International Emergency Care
When you’re away from home and a medical emergency occurs, you may not be able to wait for regular business hours. With IMG’s on-site medical staff, you have 24-hour access to highly qualified coordinators of emergency medical services and international treatment.
Log on to their secure, 24-hour online portal, MyIMGSM, to submit and view your claims, manage your account, search for providers, you can also Live Chat with representatives and more.
Global Family of Companies
IMG’s global family of companies includes AkesoCare, Global Response Ltd., IMG-Stop Loss and International Medical Administrators, Inc.
Service Without Obstacles
With a team of international, multilingual specialists, we are accustomed to working in multiple time zones, languages and currencies.
Our global reach means we can work without barriers.
International Provider Access (IPA)
In addition to IMG’s expansive PPO network available for treatment received within the U.S., their proprietary IPA network of more than 17,000 accomplished physicians and facilities allows you to access quality care worldwide. Their direct billing arrangements can also ease the time and upfront expense at select providers.
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!