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iTravel: The Best Trip Cancellation Insurance

iTravel: The Best Trip Cancellation Insurance

Our best budget-friendly trip cancellation and interruption insurance with travel medical benefits up to age 99!

Why we like it:

WE HIGHLY RECOMMEND the iTravel Preferred LX plan because it covers everything. And has exceptional medical and travel benefits as well as the best trip cancellation insurance. This is a great primary emergency medical insurance plan while you are on your travels overseas.

Options include “cancel for any reason” and “interruption for any reason.” The iTravel SE plan is great for families. Children are added for free making this a family-friendly trip cancellation plan.

It has high amounts of medical evacuation and medical coverage. The exclusion for pre-existing conditions can be waived if you sign up within 20 days of your initial deposit. Choose the lowest out-of-pocket costs, or up to $100,000 in refundable costs with the best trip cancellation insurance!

There is also a group travel version of this plan >>

Note: If purchasing for a group, all members must be residents of the same state.

Good for:

  • iTravel LX – Includes “trip cancellation for any reason”
  • One of our best trip cancellation insurance policies up to age 99
  • iTravel SE – Children are free on this family-friendly trip cancellation plan
  • The exclusion for pre-existing conditions can be waived
  • Click to get a quote and instantly explore five customized iTravel plans built for your travel needs, benefits, and budget.
Get a Quote Buy Online Brochure Question? Infographic
Tourist enjoying their vacation in Vietnam thankful they purchased travel medical insurance

More about iTravel Trip Cancellation

Highlights

iTravel Coverage and Plans at a Glance

iTravel is the best Trip Cancellation insurance plan option for up to 90 days for travelers up to age 99(!) who are required to pay an upfront fee or deposit towards their future travel. Compare these three well-respected trip cancellation plans here or download the comparison chart. Contact us to inquire about insurance options for trips longer than 90 days.

Please note: If purchasing for a group, all members must be residents of the same state.

To safeguard your travel investments from unforeseen circumstances, consider one of their three trip cancellation plans/options:

  • Lite to cover trip cancellation and trip interruption – Great basic coverage that you deserve at a budget price
  • SE has extras for families – Children are added for free making this the best family friendly trip cancellation insurance plan
  • LX covers everything and has exceptional benefits and trip cancellation coverage. This is a great primary insurance plan while you are on your travels overseas. Includes “cancel for any reason” and “interruption for any reason.”
  • The Sport plan was created with adventurers in mind. Travel insurance coverage and benefits are available whether traveling on an expedition, tour, or vacation abroad.

iTravel Trip Lite

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iTravel Trip Lite

A budget friendly plan, designed for the price-conscious traveler

iTravel Lite is the best trip cancellation and trip interruption investment you can get for the lowest out-of-pocket cost to you. It is the cheapest way to get trip cancellation coverage and also get great emergency medical evacuation coverage.

Maximum Trip Duration: 90 days
Maximum Age Insured: 99 years old
Pre-Existing Condition: Waiver Not available
Latest date plan can be purchased: 1 day before departure

Benefits:

  • Trip cancellation – Maximum limit of $25,000 per trip
  • Trip interruption – Up to 125% of trip cost
  • Travel Delay $500 ($125 per Day after an initial delay of 12 hours)
  • Accident and Sickness Medical Expenses $100,000
  • Emergency Medical Evacuation $250,000
  • Baggage Delay $150 (after initial delay of 24 hours)
  • Baggage and Personal Effects $750
  • Coverage Type Secondary


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iTravel SE Including Medical Evacuation

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iTravel SE including medical evacuation

A great offering for families (and everyone) wanting medical evacuation coverage

This is one of our most popular trip cancellation travel insurance plans for families. It is a low cost investment for couples and families who want to insure their trip or vacation and also include medical evacuation. Medical evacuation, outside the U.S., is by far one of the most important travel insurance benefits one needs while enjoying their vacation or trip.

Maximum Trip Duration: 90 days
Maximum Age Insured: 99 years old
Pre-Existing Condition Waiver:  Available – if purchased within 20 days of initial trip deposit
Latest date plan can be purchased: 1 day before departure

Benefits:

  • Children under 18 – covered at no additional cost per eligible adult insured
  • Family extras such as movie, rental, internet usage, and additional kennel fees caused by travel delay are included.
  • Trip cancellation – Maximum limit of $50,000
  • Trip interruption – Up to 100 percent of trip cost
  • Emergency medical evacuation – up to $100,000
  • Accidental and sickness medical expense –up to $20,000
  • Baggage and personal effects – up to $1,500
  • Waives excluded sports/recreation activities – Included
  • Non-emergency evacuation – up to $50,000
  • Rental car damage – up to $40,000
  • Coverage type – Primary


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iTravel LX Premium Trip Cancellation

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iTravel LX Premium Trip Cancellation

Includes Cancel for any reason and Interruption for any reason

Our iTravel LX trip cancellation plan has Cancel for Any Reason and Interruption for Any Reason coverage included at no additional cost. It also has some of the highest medical evacuation and medical coverage available for you while you are on your travels overseas.

This by far is one of the top international travel insurance trip cancellation investments you can find in today’s overseas travel insurance markets.

Maximum Trip Duration: 90 days
Maximum Age Insured: 99 years old
Pre-Existing Condition Waiver: Available – if purchased within 20 days of initial trip deposit
Latest date plan can be purchased: 1 day before departure

Benefits:

Included at no additional cost

Cancel for any reason –
Included 75% of trip cost insured if purchased within 20 days of initial trip deposit

Interruption for any reason coverage–
Included 75% of trip cost insured if purchased within 20 days of initial trip deposit

Trip cancellation – Maximum limit of $100,000

Trip interruption – Up to 150% of trip cost

Emergency medical evacuation – up to $1,000,000USD

Search and Rescue – $10,000

Accidental and sickness medical expense – $500,000USD

Hospital of choice – included

Baggage and personal effects – up to $2,500

Baggage Delay $500 (after an initial delay of 12 hours)

Sports equipment rental – up to $2,000 ($500 per day)

Waives excluded sports/recreation activities – Included (covers some adventure sports!)

Non-emergency evacuation – up to $50,000

Rental car damage – up to $40,000

Common carrier AD&D – $100,000

Coverage type – Primary

 

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iTravel Insured Travel Sport

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iTravel Insured Travel Sport

ITRAVEL Insured Travel Sport

The iTravel Insured Travel Sport plan was created with adventurers in mind. Travel insurance coverage and benefits are available whether traveling on an expedition, tour, or vacation abroad. Key benefits such as search and rescue, natural disaster evacuation, and sports equipment rental reimbursement are included.

With iTravel Insured Travel Sport you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for trip delays, baggage delays, and emergency accident and sickness medical expense while you’re away from home.

Premium Refunds: You may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

Maximum Trip Duration: 90 days
Maximum Age Insured: 65 years old
Latest Date Plan Can Be Purchased: 1 day before departure
Pre-Existing Condition Waiver: Available – if purchased within 21 days of initial trip payment
Pre-Existing Condition Review Period: 60 days
Latest date plan can be purchased: 1 day before departure
Additional Benefits – Sports Equipment Rental: $5,000 per person

Benefits

Included at no additional cost

Accident & Sickness: Up to $250,000 per person.  Dental Expense Sublimit – $1,000 per person.  Hazardous Sports – $5,000 per person

Repatriation of Remains: Up to $1,000,000 per person

Search & Rescue: Up to $50,000 per person

Emergency Medical Evacuation: $1,000,000

Political or Security Evacuation and Natural Disaster Evacuation: $150,000 Maximum Benefit

Travel Delay: Up to $250 per day per person ($5,000 max per person)

Trip Cancellation: Up to 100% of trip cost per person

Trip Interruption: 125% of insured trip cost per person

Baggage & Personal Effects: Baggage Damage or Loss – $3,000 per person ($250 max per item).

Baggage Delay: Up to $750 per person ($100 max per day)

Coverage type – Secondary

Covered Perils

Sickness, injury or death of insured, a family member, a travel companion, guide/outfitter, or pet

Yes

A weather delay at the sporting competition or event to which you are specifically traveling, causing the event to be rescheduled or canceled

Yes

Unable to participate in skiing, diving, a competition, a performance, an activity or volunteer or mission program due to sickness or injury

Yes

Your sporting competition, performance, volunteer or mission program, concert, entertainment event or festival which was the sole or primary purpose for your trip is rescheduled or canceled

Yes

Insured’s primary residence or destination being rendered uninhabitable

Yes

Documented theft of passports/visas

Yes

Involved in a merger, job loss or job relocation

Yes

Documented traffic accident

Yes

Unannounced strike

Yes

Inclement weather that causes delay or cancellation by your common carrier

Yes

Mechanical breakdown of the common carrier

Yes

Evacuations due to national disasters

Yes

Emergency military duty for a natural disaster

Yes

A terrorist incident

Yes

Revoked military leave

Yes

Bankruptcy or default an entity that directly provides travel arrangements

Yes

NOAA hurricane warning or watch at destination

Yes

Court order to appear as witness

Yes

Jury duty

Yes

Hijack

Yes

Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban

Yes

 

Buy Online Get A Quote Brochure Question?

What is Trip Cancellation?

Trip cancellation primarily protects you and your investment from financial loss in case you cannot travel due to emergency or loss of job. Or even if you want to cancel for any reason (LX plan). iTravel Insured trip cancellation plans are designed to fit any and every type of travel. A single person, a couple, or family that needs a trip cancellation insurance plan.

Get the peace of mind knowing that you have trip cancellation coverage in case any unforeseen circumstance comes up where you or your family cannot travel or go on the trip you paid for. Yes, even bad things happen to good people. This is why Good Neighbor Insurance offers the best trip cancellation and trip interruption travel plans on the market!

Why Do I Need Trip Cancellation Insurance?

Here are a few scenarios where you will want trip cancellation insurance. 
  • Your trip gets cancelled due to weather or some other unforeseen circumstance
  • Unexpected travel delays leave you stranded far away from home
  • A serious injury makes it impossible for you to travel
  • A family member or travel companion passes away
  • You get called to serve on jury duty
Make sure you’re prepared by purchasing the best trip cancellation insurance plan before you go!

Trip Cancellation & Interruption – What is covered?

Here are a few examples of covered trip cancellation and interruptions perils. Refer to the insurance policy for complete details.

  • Sickness, Injury or Death of Insured (or a Family Member, a Travel Companion, a Business Partner or a Child Caregiver)
  • Insured’s Primary Residence or Destination Uninhabitable
  • Theft of Passports/Visas
  • Required to Work, Involved in a Merger, Job Loss or Job Relocation
  • Documented Traffic Accident
  • Unannounced Strike
  • Inclement Weather
  • Mechanical breakdown of the Common Carrier
  • Natural Disasters, Mandatory Evacuations
  • Active Military Service
  • A Terrorist Incident
  • Revoked military leave
  • Bankruptcy or Default of travel provider
  • NOAA Hurricane warning at destination
  • Subpoena
  • Jury Duty
  • Quarantine
  • Hijack

Pre-Existing Condition Exclusion and Waiver

The Company will not pay for any expense as a result of any illness, disease, or other condition during the 60 day period immediately prior to the date your coverage is effective for which you or your traveling companion, business partner or family member scheduled or booked to travel with you:

  1. Took or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute. Or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment. Or – 
  2. Took or received a prescription for drugs or medicine. Item (2) of this exclusion does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine. And it remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this policy.

 

WAIVER OF THE PRE-EXISTING CONDITION EXCLUSION:

The exclusion for Pre-Existing Condition will be waived provided:
1) Your payment or deposit for this policy and enrollment form are received within 20 days of the date your initial payment or deposit for your trip is received and;
2) You are not disabled from travel at the time your premium is paid.

More about iTravel and IMG

iTravelInsured is a wholly owned subsidiary of International Medical Group®, Inc. (IMG®), a worldwide leader in designing, distributing and administering global health care benefits. Through our family of companies, we bring our insurance expertise to international travelers, vacationers, business executives and consultants, missionary groups, expatriates, professional entertainers, athletes, government entities, maritime officers and crew.

Our travel insurance plans are underwritten by United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2014.

Additional Information

  • See chart comparing the three iTravel plans here
  • Download the comparison chart here

 

 

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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