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iTravel Trip Cancellation Insurance Comparison of Plans

Return to iTravel Trip Cancellation plans

You can download this trip cancellation insurance comparison chart here: iTravel-Brochure-Comparison-0918.pdf

Benefits

Maximum Limits

Travel Lite

Travel SE

Travel LX

Trip Cancellation $25,000* $50,000* $100,000*
Trip Interruption $25,000** $50,000** $150,000**
Travel Delay $500 ($125 per Day) after an initial delay of 6 hrs $500 ($125 per Day) after an initial delay of 12 hrs $1,000 ($250 per Day) after an initial delay of 6 hrs
Missed Connection $500 ($125 per Day) after an initial Common Carrier delay of 3 hrs $500 ($125 per Day) after an initial Common Carrier delay of 6 hrs $500 ($125 per Day) after an initial Common Carrier delay of 3 hrs
Reimbursement of Miles or Reward Points $75 $75 $75
Baggage and Personal Effects N/A $1,500 $2,500
Baggage Delay $150 $250 $500
Accident and Sickness Medical
Expense
N/A $20,000 $100,000
Common Carrier AD&D N/A $25,000 $100,000
Cancel for Any Reason N/A N/A Included-75% of trip cost insured if purchased within 20 days of initial trip deposit
Interruption for Any Reason N/A N/A Included- 75% of trip cost insured if purchased within 20 days of initial trip deposit
Search & Rescue N/A N/A $10,000
Sports Equipment Rental N/A N/A $2,000 ($500 per Day)
Non-Medical Emergency Evacuation N/A N/A $50,000
Internet Usage Fees N/A $50 $50
Overnight Stay Movie Rental N/A $15 $15
Additional Cat or Dog kennel expenses N/A $300 ($100 per Day) $500 ($100 Per Day)
Rental Car Damage $40,000 $40,000 $40,000
Coverage Type Excess Secondary Primary

*The Trip Cancellation benefit is determined by the amount of Your trip You elect to protect, up to the maximum benefit stated above.
**The Trip Interruption benefit is determined by the amount of Trip Cancellation benefit purchased.
All benefits are per Insured Person.

Perils Covered

Travel Lite

Travel SE

Travel LX

Illness, Injury, Death Yes Yes Yes
Hijacking, Medical Quarantine, Subpoena or Jury Duty Yes Yes Yes
Home uninhabitable due to fire, flood, burglary or Natural Disaster Yes Yes Yes
Cancel for Work Reasons Yes Yes Yes
Direct involvement in an auto accident while enroute to schedule departure Yes Yes Yes
Organized Labor Strike Yes Yes Yes
Terrorist Incident Yes Yes Yes
Inclement Weather and Natural Disaster Yes Yes Yes
Revocation of previously granted military leave Yes Yes Yes
Financial Default Yes Yes Yes
Theft of passport or visa that prevents departure Yes Yes Yes
Mandatory evacuation ordered by government authority due to adverse weather and Natural Disaster Yes Yes Yes
Hospital of Choice Not Available Not Available Yes
Waives excluded sports/recreation activities Not Available Not Available Yes

Additional Information

Travel Lite

Travel SE

Travel LX

Max Trip Duration 31 Days 31 Days 31 Days
Maximum Age 99 99 99
Pre-Ex Exclusion Waiver Not Available Yes- within 20 days of initial trip deposit Yes- within 20 days of initial trip deposit
Premium Refunds Full refund if requested within 10 days of purchase date
Postage/Processing Fee $5- Free if policy fulllment is emailed to insured travelers
Children 17 and under at no additional charge per eligible insured adult Not Available Yes Not Available
Latest date plan can be purchased Day before departure Day before departure Day before departure
24/7 Emergency Travel Assistance Yes Yes Yes
Minimum Trip Cost to be insured $200 $300 $500

The above trip cancellation insurance comparison is a summary of benefits. Please review the Insurance policy for a detailed description of terms, conditions, and exclusions. Plan availability and benefits may change per State. If you are not satisfied for any reason with coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your insurance coverage, as long as your trip departure date has not occured and you have not filed a claim. The policy is non-refundable after 10 days.

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