HTH Trip Protector Trip Cancellation and Interruption Insurance with option for ‘Cancel For Any Reason’

• Trip cancellation coverage up to $50,000/Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical evacuation
• All the TripProtector Economy and Classic coverage below, plus “Cancel for Any Reason” (optional).
• “Cancel For Any Reason” trip cancellation option is only available if policy is purchased within 10 days of initial travel payment/deposit.
• Covered Reasons for Cancellation – Preferred
• Pre-existing condition exclusion waiver if purchased within 21 days of initial trip deposit.

Preferred Benefits include:

• Trip Cancellation 100% up to a $50,000 max
• Trip Interruption 200% Trip Cost
• Pre-existing Conditions can be covered if insurance is purchased prior to or within 21 day from initial deposit
• Trip Cancellation cancel for any reason (Optional – Not available in NH, NY, WA) 75% reimbursement available if policy is purchased within 10 days of initial travel payment/deposit.
• Baggage and Personal Effects $500 per item, $2,000 max
• Baggage Delay 12 hrs, $400
• Trip Delay ($250 Daily Limit) 6 hrs, $1,500 max
• Collision Damage Waiver ( Not available in NY, OR, TX)
  $35,000
• Missed Connection $1,000
• Maximum sickness or accident benefit per person $500,000
• Doctor Inpatient/outpatient 100%
• Outpatient prescription drugs outside U.S. 100%
• AD&D benefit $50,000
• AD&D – Common carrier $100,000
• Medical evacuation $1,000,000USD
• Beside visit – Economy RT ticket up to $1500
• Repatriation of remains $25,000
• Direct pay to providers and more

• Trip cancellation coverage up to $25,000/Trip interruption up to 150% of trip cost
• $250,000 medical for sickness and injury/$1,000,000 medical evacuation
• Includes all TripProtector Economy coverages, plus Natural disaster, terrorist incident and bankruptcy.
• Pre-existing condition exclusion waiver if purchased within 14 days of initial trip deposit.
• Covered Reasons for Cancellation – Classic

Classic Benefits include:

• Trip Cancellation 100% up to a $25,000 max
• Trip Interruption 150% Trip Cost
• Pre-existing Conditions can be covered if insurance is purchased prior to or within 14 days of initial deposit
• Baggage and Personal Effects $250 per item, $1,000 max
• Baggage Delay 12 hrs, $200
• Trip Delay ($200 Daily Limit) 6 hrs, $1,000 max
• Missed Connection $500
• Maximum sickness or accident benefit per person $250,000
• Doctor Inpatient/outpatient 100%
• Outpatient prescription drugs outside U.S. 100%
• AD&D benefit $25,000
• AD&D – Common carrier $50,000
• Medical evacuation $1,000,000USD
• Beside visit – Economy RT ticket up to $1500
• Repatriation of remains $25,000
• Direct pay to providers and more

• Trip cancellation coverage up to $5,000/Trip interruption up to 125% of trip cost
• $75,000 medical for sickness and injury/$500,000 medical evacuation
• Coverage for sickness, injury or death of you or traveling companion, traffic accident, employer transfer and more…
• Covered Reasons for Cancellation – Economy

Economy Benefits include:

• Trip Cancellation coverage 100% up to a $5,000 max
• Trip Interruption 125% Trip Cost
• Pre-existing Conditions are not covered under Economy
• Baggage and Personal Effects $250 per item, $750 max
• Baggage Delay 24 hrs, $100
• Trip Delay ($100 Daily Limit) 8 hrs, $500 max
• Maximum sickness or accident benefit per person $75,000
• Doctor Inpatient/outpatient 100%
• Outpatient prescription drugs outside U.S. 100%
• AD&D benefit $25,000
• Medical evacuation $500,000USD
• Beside visit – Economy RT ticket up to $1500
• Repatriation of remains $15,000
• Direct pay to providers and more

Consider Classic (Waiver available if purchased within 14 days of initial deposit) or
Preferred (Waiver available if purchased within 21 days of initial deposit).

Economy has a 6 month Pre-Existing Condition Exclusion. If you are looking for a pre-existing condition exclusion waiver, please look at our TripProtector Classic and Preferred plans.

A Pre-Existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date for which You, a Traveling Companion, or a Family Member booked to travel with You. It includes:

1) Exhibited symptoms that would have caused one to seek care or treatment. Or 2) Received or received a recommendation for a test, examination, or medical treatment. Or 3) Took or received a prescription for drugs or medicine. Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date.

The Pre-Existing conditions exclusion is waived if You (a) enroll in this Certificate within fourteen (14) days of the initial trip deposit (for Classic) or within twenty one (21) days of the initial trip deposit (for Preferred). (b) Purchase this Certificate for the full cost of your trip. (c) And are medically able to travel at the time the premium is paid.