Why we like it:
WE HIGHLY RECOMMEND the GeoBlue Trekker annual travel insurance plan for 70-day trips. Unlike other plans that only cover up to 30 or 45 days per trip, it covers trips up to 70 days, travelers up to age 95, and has a great network of providers as well as comprehensive levels of coverage.
Learn about the plan through this video
This annual multi-trip travel insurance plan features unlimited trips for U.S. residents (trips must originate from the USA).
This plan is not available to purchase if you reside in New York, Maryland, or Washington State.
We also like that it covers pre-existing medical conditions for medical services and medical evacuation. And it automatically covers acts of terrorism.
GeoBlue is part of the Blue Cross Blue Shield network and is well-known and accepted worldwide with plenty of direct pay agreements in place.
Note: Requires U.S. applicants to have U.S. domestic health insurance
Good for:
- Annual plan for U.S. residents up to age 95
- Excellent worry-free annual travel health insurance
- Covers pre-existing medical conditions
- Covers short-to-longer trips (up to 70 days per trip)
- This plan is not available to those residing in NY, MD, or WA
Highlights
The GeoBlue Trekker Choice and the GeoBlue Trekker Essential multi-trip plans are perfect for frequent travel by individuals. They are also for families going outside the U.S. more than 2 times per year looking for an annual travel health insurance. These comprehensive medical and evacuation coverage plans are available for those ages 95 or younger, residing in the U.S. at least part of each year.
Choice between two plans: Choice and Essential
- Covers U.S. residents outside of the U.S.
- The trip must originate from the U.S.
- Offers travel protection for an unlimited number of trips in a 12-month period
- A trip can be as short as 1 day up to 70 days maximum per trip. GeoBlue Trekker insurance plans cover an unlimited number of trips in a 364 day period.
- Both GeoBlue Trekker insurance plans cover pre-existing medical conditions for medical services and medical evacuation.
- Both require you have a primary health insurance plan
- Automatically covers act of terrorism (The GeoBlue Trekker insurance plan does not exclude illnesses or injuries related to terrorism or a terrorist act. However, in countries where there are open hostilities, such as Iraq and Afghanistan, a member must not be engaged in hostile or combative activities)
- This plan is not available to those residing in NY, MD, or WA
GeoBlue Trekker Choice Annual Travel Health Plan
Choice Features
- Example of yearly coverage total:
– $175 for 50yr and under, up to $265 for 67-84
– Family for $505 to $715 up to age 95 - Medical coverage $250,000
- Emergency evacuation coverage $500,000
- Repatriation of remains $25,000
- Accidental Death and Dismemberment $25,000
- Emergency Family Travel Arrangements Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip airfare ticket to the place of the Hospital Confinement for one (1) person
- Cover 100% of most included benefits after $50 deductible (See brochure)
$50 deductible per Insured Person per policy period*
*Deductible waived for physician and hospital services delivered by GeoBlue contracted providers. -
Use any western-style medical facility worldwide or use contracted doctors in more than 180 countries
- Online doctor search with more than 4,200 contracted physicians
- Access to worldwide security information in more than 166 countries and 245 cities
- Use your mobile device to search for a doctor or translate medical terms, phrases, and medications using mobile health
- Schedule an appointment from the comfort of your home away from home without calling the medical facility
- No hospital pre-certification penalty.
- Available in all states and DC, except NY and WA.
GeoBlue Trekker Essential Annual Travel Insurance 70 Days
Essential Features
- Sample of annual rate:
– $100 for 50yr and under, up to $150 for 67-95,
– Family for $285 to $370 up to age 95 - Medical coverage $50,000
- Emergency evacuation coverage $250,000
- Repatriation of remains $15,000
- Bedside visit
- Both cover 100% of most included benefits after $50 deductible (See brochure)
$50 deductible per Insured Person per policy period*
*Deductible waived for physician and hospital services delivered by GeoBlue contracted providers. - Emergency Family Travel Arrangements Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip airfare ticket to the place of the Hospital Confinement for one (1) person
-
Use any western style medical facility worldwide or use contracted doctors in more than 180 countries
- Online doctor search with more than 4,200 contracted physicians
- Access to worldwide security information in more than 166 countries and 245 cities
- Use your mobile device to search for a doctor or translate medical terms, phrases, and medications using mobile health
- Schedule an appointment from the comfort of your home away from home without calling the medical facility
- No hospital pre-certification penalty.
- GeoBlue Trekker Essential is available in all states and DC, except NY and WA.
What are the differences between the Trekker Choice and Trekker Essential plans?
What are the differences between the GeoBlue Trekker Choice and GeoBlue Trekker Essential plans?
Benefits on Choice and Essential
Maximum Benefits per Insured on Choice $250,000* outside U.S.
*For Individuals aged 70-95, the Maximum International Medical Limit is $100,000
Maximum Benefits per Insured on Essential $50,000 outside U.S.
Emergency Medical Transportation on Choice up to $500,000 in costs
Emergency Medical Transportation on Essential up to $250,000 in costs
Repatriation Of Mortal Remains on Choice up to $25,000 in costs
Repatriation Of Mortal Remains on Essential up to $15,000 in costs
Outpatient Prescription Drugs on Choice 100% up to $5,000
Outpatient Prescription Drugs on Essential 100% up to $2,500
Accidental Death and Dismemberment Benefit on Choice $25,000 (Principal Sum)
Accidental Death and Dismemberment Benefit on Essential – None
Both cover pre-existing medical conditions
Both also require current U.S. domestic health insurance
Eligibility
Eligibility Requirements
- Home Country is the U.S.; and
- You must be under Age 95 and;
- Enrolled in a Primary Plan* and;
- For Children under age 6, must be enrolled with a parent and;
- Initial purchase must be made in home country prior to departing on trip
Family Members included in your Plan (if applicable) must be:
- Your spouse; civil union partner or domestic partner age 95 or younger, and/or your eligible child(ren) or other eligible dependent(s)—see Eligible Dependents.
- Resident(s) of the United States.
- Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.
- Will not be able to purchase if you reside in New York, Maryland, or Washington State.
When to apply?
How far in advance do you need to purchase a GeoBlue Trekker plan?
- A GeoBlue Trekker insurance plan may be purchased up to one day before your departure date. GeoBlue recommends that customers wishing to receive a hard copy ID card should allow 2 weeks prior to their effective date when purchasing.
I already left on my trip. Can I buy a GeoBlue Trekker plan when I am outside the U.S.?
- No. GeoBlue Trekker insurance plans have been approved to be sold to customers purchasing from inside the U.S.
About GeoBlue/ Blue Cross Blue Shield Global
Worldwide Insurance Services (parent company of the GeoBlue brand) has signed a trademark licensing agreement with the Blue Cross and Blue Shield Association.
- Underwritten by 4 Ever Life Insurance, rated A-minus Excellent by AM Best.
- The Blue brand is the largest and most recognized healthcare brand in the U.S.
- Click here to learn more about GeoBlue
Additional information
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!