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Furlough Insurance for Missionaries Returning to the USA

IMG Patriot Platinum Furlough Insurance

Furlough or Sabbatical Travel Insurance for People Returning to the U.S.

Why we like it:

WE RECOMMEND the Patriot Platinum Furlough or Sabbatical Travel Insurance for missionaries or volunteers returning to the U.S. on furlough or those on leave from an overseas assignment and returning home for up to one year and needing U.S. health coverage in the USA. We like that it is comprehensive coverage with high levels of coverage and a large network of providers because medical care is very expensive in the USA.
It also works for those between the ages of 70 and 79.

Note: Must be a U.S. citizen to apply

 

 

Good for:

  • Excellent insurance for trips home for furlough or sabbatical
  • Up to a year of coverage in the U.S.
  • Must be U.S. citizen or resident
  • Offers a large network of providers and high level of coverage
Get a Quote Buy Online Brochure Question?
covered pontoon boat on water
More about this furlough or sabbatical travel insurance plan

Highlights

An excellent travel plan that can be used for returning home to the USA on sabbatical or furlough for up to one year.

  • First – class travel medical insurance and travel protection for the international travelers
    – USD1 million
    – USD 5 million
    – USD 8 million
    for travel, medical benefits, medical evacuation, and many other travel coverage benefits
  • Coverage Periods of 5 days up to 12 months available
  • Re-apply for coverage whenever needed
  • Includes Travel Medical insurance, medical evacuation, return of mortal remains, terrorism coverage, optional end of trip home country coverage, trip interruption, and many other travel insurance coverage and travel benefits. (see brochure for a complete listing)
  • Small pet common air carrier accidental death up to $500
  • Accidental Death & Dismemberment of $50,000 principle sum

Need Help? Have questions? Give us a call at +1 (480) 813-9100 if you’d like help! Or use Skype.

Global Concierge & Assistance Services

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Patriot Platinum provides clients more than insurance protection.
IMG’s Global Concierge and Assistance Services offers the knowledge and information needed to keep you healthy and safe. Available 24 hours a day, seven days a week, exclusively for our Platinum members.
» Dedicated Service Line & Claims Team
» Bag Tracking
» Embassy & Consulate Referrals
» Emergency Cash Transfers
» Security Updates & Country Profiles
» Lost Passport/Travel Documents Assistance
» Prescription Drug Replacement Assistance
» Emergency Travel Arrangements
» Legal Referrals
» Drug Translation Services
» Pre-Trip Health & Safety Advisories
» Emergency Message Relay

MyIMG

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MyIMG is IMG’s online member portal that allows you to easily access and manage your insurance information. Key features include:
» Manage your claims
» Initiate precertification
» Locate a provider
» Obtain plan documents
» Request ID cards
» Recommend a provider/facility

eDocAmerica
As a registered user of IMG’s online member portal, MyIMG, you can access eDocAmerica, which allows you to consult with board-certified physicians, licensed psychologists, pharmacists, dentists, dieticians and fitness trainers to assist you with any routine health-related questions you have.

Videos

Patriot International #1
– Overview
Patriot International #23
– Who is it good for?
Patriot International #3
– Why We Like It
Patriot International #4
– Medical Benefits
Patriot International #5
– Emergnecy Evacuation Benefits
Patriot International #6
– Frequently Asdked Questions

Details

Maximum Limits per option): $1,000,000 / $5,000,000 / $8,000,000

Individual Deductible (your choice of) $0 / $100 / $250, $500 / $1,000 / $2,500 / $5,000 / $10,000 / $25,000
Family Deductible = 3X the individual deductible

Coinsurance – Treatment Received Outside of the U.S. & Canada – No coinsurance
Coinsurance – Treatment Received Within the U.S. & Canada
– In the PPO Network – No coinsurance
– Out of the PPO Network – The plan pays 90% of eligible medical expenses up to $5,000, then 100% up to the maximum limits

Benefit Period: Up to  12 months

Medical and travel benefits

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Hospital Room and Board
Intensive Care
Out-Patient Medical Expenses
Local Ambulance
Emergency Room Accident
Emergency Room Illness
Emergency Room Illness without Inpatient Admission
Dental – Injury
Dental – Sudden Dental Emergency
Hospital Daily Indemnity Up to $250 per night for a maximum of 10 days
Supplemental Accident

Emergency Medical Evacuation
Emergency Reunion
Return of Mortal Remains or Cremation/Burial
Return of Minor Children
Political Evacuation
Natural Disaster
Remote Transportation
Identity Theft Assistance
Lost/Stolen Luggage, Valuables, Personal Papers
Felonious Assault

Additional Benefits:
Terrorism
Sports & Activities Coverage – Up to the maximum limit for basic sports
Sudden and Unexpected Recurrence of a Pre-Existing Condition – Medical (for U.S. citizens only)
– Up to age 65 with primary health plan: URC up to plan maximum.
– Up to age 65 without primary health plan: $20,000 lifetime maximum.
– Age 65+: $2,500 lifetime maximum
Sudden and Unexpected Recurrence of a Pre-existing Condition – Emergency Medical Evacuation
Incidental Home Country Coverage
End-of-Trip Home Country Coverage
Trip Interruption
Common Carrier Accidental Death
Accidental Death & Dismemberment
Small Pet Common Air Carrier Accidental Death

See brochure for complete list of medical and travel benefits.

Get a Quote Buy Online Downloads Question?

Optional riders

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With the exception of the enhanced AD&D Rider, optional riders apply to all individuals listed on the application form.

  • Adventure Sports Rider (available to insureds up to age 65)
  • Enhanced AD&D Rider* (available to insureds up to age 65)
  • Citizenship Return Rider
  • Personal Liability Injury to third party Damage to third-party property
  • Evacuation Plus Rider* (available to insureds up to age 65)  – Non Life-threatening Medical Evacuation and Natural Disaster Evacuation

ELIGIBILITY

The following conditions apply to all persons applying for and/or enrolling in a Patriot Platinum individual or group plan.

Patriot Platinum is travel medical insurance for U.S. citizens traveling outside of the United States with coverage for brief returns to the U.S., and for non-U.S. citizens traveling outside of their home country.

For those under 65 years of age and visiting the U.S., your initial period of coverage must begin within six months of arrival in the U.S. For those 65 years of age and older, it must begin within 30 days of arrival. These requirements will be waived with proof of previous valid international travel insurance. Prior U.S. domestic health care coverage does not meet this eligibility requirement. Please provide the name of your international insurance carrier on the application form. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your application form.

Why IMG?

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WHY IMG?
International Medical Group® (IMG®), is an award-winning provider of global insurance benefits and assistance services for more than 25 years. It enables its members to worry less and experience more by delivering the protection they need, backed by the support they deserve. IMG offers a full line of international medical insurance products, as well as trip cancellation programs, stop loss insurance, medical management services and 24/7 emergency medical and travel assistance — all designed to provide members Global Peace of Mind® while they’re away from home.


Financial Stability
Our globally recognized underwriters, A-rated Sirius International Insurance Corporation and certain underwriters at Lloyd’s, offer the financial security and reputation demanded by international consumers.

 

Accessible Technology
Log on to the secure, 24-hour online portal, MyIMGSM, to submit and view your claims, manage your account, search for providers, Live Chat with representatives and more.

 

International Emergency Care
When you’re away from home and a medical emergency occurs, you may not be able to wait for regular business hours. With our on-site medical staff, you have 24-hour access to highly qualified coordinators of emergency medical services and international treatment.

 

International Provider Access (IPA)
In addition to our expansive PPO network available for treatment received within the U.S., our proprietary IPA network of more than 17,000 accomplished physicians and facilities allows you to access quality care worldwide. Our direct billing arrangements can also ease the time and upfront expense at select providers.

 

Additional information

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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