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Group Travel Medical Insurance for Short-Term Team Trips Overseas

July 14, 2020

Group Travel Medical Insurance for Short-Term Team Trips Overseas

Group team medical insurance, https://www.gninsurance.com/group-travel, is important for all of your team members when traveling outside the U.S., or traveling to the U.S., with your organization. In this video we will highlight some of the most common questions and answer those questions that we have received since our founding in 1997 here at Good Neighbor Insurance, https://www.gninsurance.com.

Question: Why would I choose a group travel medical insurance plan over individual travel medical insurance?

Answer: By enrolling all travelers together, a team coordinator has the peace of mind that everyone has their group travel medical insurance coverage for the trip.  Also, a short-term group travel medical plan is a more a cost-effective option versus having an individual travel medical insurance plan for each person.

Question: Does our group travel medical insurance plan cover emergency medical evacuation?

Answer: Yes, all of our group travel medical insurance plans, https://www.gninsurance.com/group-travel, that Good Neighbor Insurance offers have emergency medical evacuation coverage.

Question: When I receive a quote for my entire team’s group travel medical insurance, is the premium quote for the entire group / team or per person?

Answer: The total premium quoted is the total cost for your entire group / team.

Question: If the premium is for my entire short-term team, are the medical maximums limits and deductible amounts per person?

Answer: Yes, the medical maximum limit, and deductible, and the benefits provided are all per person.

Question: What do I do if a member of my short-term team is not able to go on this trip?  May I cancel just the one person and get a refund for their costs?

Answer: Yes, you may email [email protected] to request cancellation of that team member’s  coverage, prior to your trip starting for a full refund of an individual’s premium on most of our group travel medical insurance plans.

Question: Are pre-existing medical conditions covered on our group travel medical insurance plan?

Answer: Most of our group travel medical insurance plans have limited coverage for the sudden or acute onset of a stable pre-existing condition. If there is anyone on your team that is concerned with stronger pre-existing coverage, we can help.  Please contact us for possible recommendations. 

For the most up-to-date information on our short-term team travel medical insurance options please –

  • visit our web page at https://www.gninsurance.com/group-travel.
  • or call one of our international expat and travel insurance agents at 480-813-9100 or toll free at 866-636-9100 here in Gilbert, Arizona, USA
  • or email us at [email protected].

Safe International Group Travels – from your GNI Team!

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