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Blog

Good Neighbor Travel Insurance Blog

Health insurance for international students in the U.S.

January 16, 2013 By : Doug Gulleson

All international students studying in the U.S. must have U.S. based or equivalent medical health insurance to include repatriation of remains (in the event of you passing on) and medical evacuation back to your home country of residence.  There are four major options for you:

1.   Your College or University that you will be attending should have their own international student group insurance. First contact the folks at the University that handle that.  Keep in mind that these insurance plans only cover you while you are in their school system.

Also, these school student insurance medical plans may not have overseas coverage that you might need, which includes (a) repatriation of remains and (b) medical evacuation.

2.   Another option is to purchase one of our international student plans here at Good Neighbor Insurance. You may view these student insurance plans here at https://www.gninsurance.com/study-abroad-travel-insurance-students/non-us-citizens-studying-united-states-college-university/. These plans cover what the US. Federal government requires on a F1 visa and a lot more.  They also cover medical evacuation and return of mortal remains as well as all your U.S. medical insurance needs.  Plus, you are covered throughout the U.S. even when you are on school break.

3.   You may purchase your own U.S. domestic insurance plan here in the U.S. via a local insurance broker in the state where you will be going to school.  However, this option does not include medical evacuation and return of mortal remains.  These insurance plans are for those only residing in the U.S. and thus have no international / outside the U.S. coverage.

4.   Lastly, you may have an international medical plan that is provided in your country of residence.  Keep in mind these plans have to cover what the F1 visa requires as well as the possible higher medical requirements set forth from your College / University here in the U.S.

If you would like Good Neighbor insurance to provide you the best options please go here to https://www.gninsurance.com/students.asp.  These insurance plans will not only cover your F1 visa requirements but also your schools requirements.  Know what your requirements from your College / University are so you can match or exceed them.

Doug Gulleson

Search Results

What customers are saying about why international travel insurance is so important

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Good Neighbor Insurance Inc, www.gninsurance.com, has been helping clients with their international travel needs since 1997.  Who wants to buy insurance when we feel that nothing will happen to us?  Right!  I personally prefer putting that money I would spend on travel insurance on some Kindle e-books or grabbing a couple movies from iTunes.   Oh, […]

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Long term care information – 2012

January 11, 2012

Long term care (LTC) is coverage that provides home health care, adult day care, and nursing home coverage for individuals 65 onwards or someone who has a chronic or disabling condition that needs constant supervision.  This benefit package helps provide for the cost of long term care beyond a predetermined period. LTC is not health […]

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Individual Kidnap and Ransom international insurance option

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Individual Kidnap and Ransom international insurance option provided by Good Neighbor Insurance – Good Neighbor Insurance wants to highlight to our clients the importance of Kidnap and Ransom international insurance especially in volatile countries such as Venezuela and Turkey. Below is a part of an article from one of our international insurance carriers (Hiscox) that […]

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Embedded and Non-embedded Deductibles

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What are embedded and non-embedded deductibles? If you have family health insurance coverage, it’s important for you to understand the type of deductible your plan uses. You’ll also want to stay current on the rules for family health plans. Not understanding types of deductibles or being aware of the latest IRS rules may lead you […]

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International term life cover pricing Q and A

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International term life insurance works just like a U.S. term life insurance plan, but with a couple of differences.  First, U.S. term life usually will not cover you, or pay, if you are outside the continental U.S. for more than a summer, or for more than a vacation. (You can view our international term life […]

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Pre-existing medical insurance for overseas coverage

August 8, 2016

Pre-existing medical insurance for overseas coverage can be an obstacle for someone living or traveling outside the United States. Those residing in the U.S. now have great health coverage that covers all pre-existing conditions, albeit for a higher premium. What is a pre-existing medical condition? A variety of definitions are floating around but here is one […]

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