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Point Comfort Short Term Insurance for Groups Traveling Overseas

Point Comfort Short Term Insurance for Groups Traveling Overseas

A contracted group travel health insurance plan with one set rate

Why we like it:

WE RECOMMEND the Point Comfort International Freedom customized group travel health insurance plan for teams traveling together. It is for teams looking for a 12-month contracted rate with one premium for everyone in your group, and guaranteed for 12 months. Offers flexibility with “Build Your Own” customized travel insurance. Can also extend insurance additional days if members decide to stay longer.

Good for social good organizations, NGOs, nonprofit organizations, churches, and mission organizations who send teams overseas each year.

Note: For U.S. residents only.

Learn about the plan through this video

Good for:

  • Deep discounts for high volume travel groups
  • Set daily rates, no matter the age of the travelers
  • Rates determined by number of teams, age of travelers, and length of stay
  • Can add sports, AD&D, and Crisis Management options to your team policy
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A group of travelers enjoying their vacation thankful they purchased group travel insurance

More details about this plan

INTERNATIONAL FREEDOM SHORT-TERM TERM CONTRACTED MEDICAL INSURANCE

  • A 12 month contracted one premium rate for everyone in your group, guaranteed for 12 months
  • Set daily rate, no matter what the age of the travelers
  • Deep discounts for high volume travel groups
  • Medical and evacuation coverage.
  • Rates determined by number of teams, age of travelers, and length of stay

Build Your Own Point Comfort International Short Term Medical Insurance

Click to see details

Every plan includes the MedPak and EvacPak (see below).
Add the AdventurePack for sports coverage
or the LifePack to get AD&D coverage.
There is also a Crisis Management Pack if traveling to higher risk destinations.
You can customize by adding any of these three options to protect your short term team/group traveling overseas.

MedPak on all plans includes (Medical insurance coverage):

  • Limits from 50,000 all the way up to 1,000,000
  • Individual deductible from $0 to $2,500
  • Outside of the U.S. and Canada
  • Benefit period – 180 days (starts when you first see a medical doctor/clinic outside the U.S. on your travels)
  • Acute onset of pre-existing medical conditions
  • And much more. Please see brochure for all the details.

EvacPak on all plans includes (evacuation coverage):

  • Medical evacuation up to $500,000
  • Emergency reunion up to $50,000
  • Return of mortal remains up to $50,000
  • Return of minor child(ren) up to $5,000

AdventurePack – Sports coverage for your group

  • Some of the sports covered are:
    Abseiling, BMC, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning. Also inline skating (with helmets and pads), jet skiing, zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting and non-commercial aircraft.
  • Please see the full list of sports covered on the brochure.
  • If the sport is not listed please inform us and our agents will see what we can do.

LifePack – Accidental Death and Dismemberment (AD&D) coverage

Crisis Management Pack – Overseas risk management benefits

Expert claims administration and international assistance services

Plans tailored to your specific needs

Available to U.S. citizens traveling outside the U.S.

Personalized website with your organization name and logo and private group log-in

Online enrollment and immediate confirmation

Pay by credit card or Paypal

Printable ID cards

Videos

International Freedom Plan #1
– Overview (part 1 of 2)
International Freedom Plan #1b
– Overview (part 2 of 2)
International Freedom Plan #2
– Who is it good for?
International Freedom Plan #3
– Why we like it
International Freedom Plan #4
– Medical Benefits
International Freedom Plan #5
– Evacuation Benefits
International Freedom Plan #6
– FAQs (part 1 of 2)
International Freedom Plan #6b
– FAQs (part 2 of 2)
Click to see more about Point Comfort International Freedom Short Term Team Medical Insurance For Groups traveling Overseas

The value you need:

  • International Freedom liberates you from the burdensome administrative demands and inflexible rating requirements most plans impose. Simply open an account and enjoy a locked-in rate for one whole year. One rate for everyone in your group for 12 months—guaranteed.
  • How did we do it?
  • For over 20 years, we have worked side-by-side with our clients, international health insurance underwriters and claims managers building strong relationships and an even stronger understanding of what you desire most in a group plan. This experience has allowed us to create a flexible, reliable and economical group travel plan unlike any in the market today.

Extending your trip?

  • Whether your international travel is extended by a bizarre transportation snafu, or a side trip to a bazaar, additional International Freedom days can be added to the end of your trip by simply logging into your account, selecting “Top Up”, and entering your new return date!

When does coverage begin and end?

  • Once your PointComfort account is established, it will remain active for 12 months. When you are ready to travel, just register your trip online.
  • Coverage begins and ends as follows:

Your International Freedom Effective Date is the later of:

a) The Effective Date indicated on your Certificate; or

b) The moment you depart your home country.

Your International Freedom coverage ends on the earlier of the following dates:

a) The moment you arrive in your home country; or

b) 11:59 pm LST on the Termination Date indicated on your Certificate.

Conditions on this group travel health insurance plan

  • Coverage is secondary to any other coverage.
  • Coverage and benefits are for medically necessary, usual, reasonable and customary charges only.
  • Charges must be incurred during a Certificate Period or Benefit Period.
  • Charges must be presented to PCU for payment within 90 days from the date the charge was incurred.

Good Neighbor Insurance protects travelers, expats and international organizations worldwide. We have a special focus on serving the charitable non‐profit and faith‐based sector. Organizations and groups traveling overseas together know Good Neighbor Insurance and our reputation for exceptional service and for saving them money. Did you know that 70% of our business is through agencies referring groups just like yours? We customize each plan to fit the exact needs of each organization. We are also customers ourselves. Our owner served 30 years in Southeast Asia, the vast majority of the staff have served decades overseas as well as on home staff. So we understand and share common goals. Want to know more? Please go to our web page at https://www.gninsurance.com/about-us/.

Eligibility

Who is eligible?

  • Available to U.S. Citizens traveling outside the USA, with coverage for brief returns to the U.S.
  • Must be at least 14 days old.
  • If 80+ years of age, the policy maximum is reduced to $10,000.
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Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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